West Virginia · 2026 Federal Benchmarks

Cost of Living in Harrison County, WV

The median household in Harrison County, WV earns $60,377 a year ($5,031/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $955/month under HUD Fair Market Rents, requiring an annual income of at least $38,200 under the federal 30% housing rule, with overall consumer prices sitting 10.5% below the national baseline.

Key Economic Benchmarks

Median Household Income

$60,377$5,031 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$955HUD FY2026 Fair Market Rent
Price Parity (RPP)89.5-10.5% vs national baseline
Electricity Rate15.5¢per kWh · EIA Residential WV
Census Population64,984Official resident count

Fair market rent & 30% rule in Harrison County, WV

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$955Monthly market rent
Share of gross income19%Recommended max: 30%
Annual income needed$38,200To meet the 30% standard
Max affordable rent$1,509At 30% of $60,377
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Harrison County, WV

Official FY2026 HUD Fair Market Rents for Harrison County, WV. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Harrison County, WV
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$770$9,240$30,80015.3%
1-Bedroom Apartment$843$10,116$33,72016.8%
2-Bedroom ApartmentBenchmark$955$11,460$38,20019%
3-Bedroom Home$1,264$15,168$50,56025.1%
4-Bedroom Home$1,466$17,592$58,64029.1%

See dedicated rental breakdown for Harrison County, WV →

50/30/20 Living Budget in Harrison County, WV

Based on the local median household income of $60,377/year ($5,031/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,516/moRent ($955 2-BR), utilities (~$139/mo), groceries, transit
Wants (30%)$1,509/moDiscretionary spending: dining, leisure, recreation at 89.5 RPP price level
Savings & Debt (20%)$1,006/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in West Virginia

Explore net income after federal income tax, FICA, and West Virginia state income tax based on the local median baseline.

$60,377
$20,000$125,000
Filing status:
Gross salary breakdown$60,377
Net 81%
Fed 8%
WV 3%
FICA 8%
Annual take-home$48,811After all taxes
Monthly deposit$4,068Estimated per month
Biweekly paycheck$1,877Every 2 weeks (26/yr)
Effective tax rate19.2%Total tax burden
Federal income tax$5,065 / yr
West Virginia state income tax$1,882 / yr
FICA (Social Security & Medicare)$4,619 / yr

Compare earnings and living costs across West Virginia with official federal datasets:

Frequently Asked Questions About Living in Harrison County, WV

What is the median household income in Harrison County, WV?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harrison County, WV is $60,377 per year (approximately $5,031 per month).

What is the average rent in Harrison County, WV?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Harrison County, WV are $770 for a studio, $843 for 1 bedroom, $955 for 2 bedrooms, $1,264 for 3 bedrooms, and $1,466 for 4 bedrooms.

How does the cost of living in Harrison County, WV compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Harrison County, WV is 89.5 (10.5% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Harrison County, WV?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($955/month) in Harrison County, WV requires a minimum gross household income of $38,200 per year ($3,183 per month).

What is a balanced 50/30/20 monthly budget in Harrison County, WV?

For a typical household earning the median income of $60,377/year ($5,031/month) in Harrison County, WV, a balanced 50/30/20 budget allocates $2,516/month to essential needs (rent, utilities, groceries), $1,509/month to discretionary spending, and $1,006/month to savings and debt repayment.

What are typical electricity and utility costs in Harrison County, WV?

Residential electricity rates in West Virginia average 15.5¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $139 per month.