Key Economic Benchmarks
Median Household Income
$59,479$4,957 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Harrison County, MS
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Harrison County, MS
Official FY2026 HUD Fair Market Rents for Gulfport-Biloxi, MS HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $786 | $9,432 | $31,440 | 15.9% |
| 1-Bedroom Apartment | $923 | $11,076 | $36,920 | 18.6% |
| 2-Bedroom ApartmentBenchmark | $1,140 | $13,680 | $45,600 | 23% |
| 3-Bedroom Home | $1,471 | $17,652 | $58,840 | 29.7% |
| 4-Bedroom Home | $1,612 | $19,344 | $64,480 | 32.5% |
50/30/20 Living Budget in Harrison County, MS
Based on the local median household income of $59,479/year ($4,957/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Mississippi
Explore net income after federal income tax, FICA, and Mississippi state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Mississippi with official federal datasets:
Frequently Asked Questions About Living in Harrison County, MS
What is the median household income in Harrison County, MS?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harrison County, MS is $59,479 per year (approximately $4,957 per month).
What is the average rent in Harrison County, MS?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Harrison County, MS are $786 for a studio, $923 for 1 bedroom, $1,140 for 2 bedrooms, $1,471 for 3 bedrooms, and $1,612 for 4 bedrooms.
How does the cost of living in Harrison County, MS compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Harrison County, MS is 90.0 (10% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Harrison County, MS?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,140/month) in Harrison County, MS requires a minimum gross household income of $45,600 per year ($3,800 per month).
What is a balanced 50/30/20 monthly budget in Harrison County, MS?
For a typical household earning the median income of $59,479/year ($4,957/month) in Harrison County, MS, a balanced 50/30/20 budget allocates $2,478/month to essential needs (rent, utilities, groceries), $1,487/month to discretionary spending, and $991/month to savings and debt repayment.
What are typical electricity and utility costs in Harrison County, MS?
Residential electricity rates in Mississippi average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.