Key Economic Benchmarks
Median Household Income
$71,287$5,941 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Harnett County, NC
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Harnett County, NC
Official FY2026 HUD Fair Market Rents for Harnett County, NC. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $805 | $9,660 | $32,200 | 13.6% |
| 1-Bedroom Apartment | $810 | $9,720 | $32,400 | 13.6% |
| 2-Bedroom ApartmentBenchmark | $980 | $11,760 | $39,200 | 16.5% |
| 3-Bedroom Home | $1,363 | $16,356 | $54,520 | 22.9% |
| 4-Bedroom Home | $1,644 | $19,728 | $65,760 | 27.7% |
50/30/20 Living Budget in Harnett County, NC
Based on the local median household income of $71,287/year ($5,941/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in North Carolina
Explore net income after federal income tax, FICA, and North Carolina state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across North Carolina with official federal datasets:
Frequently Asked Questions About Living in Harnett County, NC
What is the median household income in Harnett County, NC?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harnett County, NC is $71,287 per year (approximately $5,941 per month).
What is the average rent in Harnett County, NC?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Harnett County, NC are $805 for a studio, $810 for 1 bedroom, $980 for 2 bedrooms, $1,363 for 3 bedrooms, and $1,644 for 4 bedrooms.
How does the cost of living in Harnett County, NC compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Harnett County, NC is 94.3 (5.7% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Harnett County, NC?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($980/month) in Harnett County, NC requires a minimum gross household income of $39,200 per year ($3,267 per month).
What is a balanced 50/30/20 monthly budget in Harnett County, NC?
For a typical household earning the median income of $71,287/year ($5,941/month) in Harnett County, NC, a balanced 50/30/20 budget allocates $2,970/month to essential needs (rent, utilities, groceries), $1,782/month to discretionary spending, and $1,188/month to savings and debt repayment.
What are typical electricity and utility costs in Harnett County, NC?
Residential electricity rates in North Carolina average 14.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $133 per month.