Florida · 2026 Federal Benchmarks

Cost of Living in Hardee County, FL

The median household in Hardee County, FL earns $60,489 a year ($5,041/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,248/month under HUD Fair Market Rents, requiring an annual income of at least $49,920 under the federal 30% housing rule, with overall consumer prices sitting 3.4% above the national baseline.

Key Economic Benchmarks

Median Household Income

$60,489$5,041 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,248HUD FY2026 Fair Market Rent
Price Parity (RPP)103.4+3.4% vs national baseline
Electricity Rate15.1¢per kWh · EIA Residential FL
Census Population25,675Official resident count

Fair market rent & 30% rule in Hardee County, FL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,248Monthly market rent
Share of gross income24.8%Recommended max: 30%
Annual income needed$49,920To meet the 30% standard
Max affordable rent$1,512At 30% of $60,489
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Hardee County, FL

Official FY2026 HUD Fair Market Rents for Hardee County, FL. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Hardee County, FL
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,058$12,696$42,32021%
1-Bedroom Apartment$1,064$12,768$42,56021.1%
2-Bedroom ApartmentBenchmark$1,248$14,976$49,92024.8%
3-Bedroom Home$1,691$20,292$67,64033.5%
4-Bedroom Home$2,094$25,128$83,76041.5%

See dedicated rental breakdown for Hardee County, FL →

50/30/20 Living Budget in Hardee County, FL

Based on the local median household income of $60,489/year ($5,041/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,520/moRent ($1,248 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,512/moDiscretionary spending: dining, leisure, recreation at 103.4 RPP price level
Savings & Debt (20%)$1,008/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Florida

Explore net income after federal income tax, FICA, and Florida state income tax based on the local median baseline.

$60,489
$20,000$125,000
Filing status:
Gross salary breakdown$60,489
Net 84%
Fed 8%
FICA 8%
Annual take-home$50,783After all taxes
Monthly deposit$4,232Estimated per month
Biweekly paycheck$1,953Every 2 weeks (26/yr)
Effective tax rate16.1%Total tax burden
Federal income tax$5,079 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,627 / yr

Compare earnings and living costs across Florida with official federal datasets:

Frequently Asked Questions About Living in Hardee County, FL

What is the median household income in Hardee County, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Hardee County, FL is $60,489 per year (approximately $5,041 per month).

What is the average rent in Hardee County, FL?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Hardee County, FL are $1,058 for a studio, $1,064 for 1 bedroom, $1,248 for 2 bedrooms, $1,691 for 3 bedrooms, and $2,094 for 4 bedrooms.

How does the cost of living in Hardee County, FL compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Hardee County, FL is 103.4 (3.4% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Hardee County, FL?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,248/month) in Hardee County, FL requires a minimum gross household income of $49,920 per year ($4,160 per month).

What is a balanced 50/30/20 monthly budget in Hardee County, FL?

For a typical household earning the median income of $60,489/year ($5,041/month) in Hardee County, FL, a balanced 50/30/20 budget allocates $2,520/month to essential needs (rent, utilities, groceries), $1,512/month to discretionary spending, and $1,008/month to savings and debt repayment.

What are typical electricity and utility costs in Hardee County, FL?

Residential electricity rates in Florida average 15.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $136 per month.