Missouri · 2026 Federal Benchmarks

Cost of Living in Greene County, MO

The median household in Greene County, MO earns $61,479 a year ($5,123/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,095/month under HUD Fair Market Rents, requiring an annual income of at least $43,800 under the federal 30% housing rule, with overall consumer prices sitting 11.4% below the national baseline.

Key Economic Benchmarks

Median Household Income

$61,479$5,123 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,095HUD FY2026 Fair Market Rent
Price Parity (RPP)88.6-11.4% vs national baseline
Electricity Rate16.2¢per kWh · EIA Residential MO
Census Population303,375Official resident count

Fair market rent & 30% rule in Greene County, MO

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,095Monthly market rent
Share of gross income21.4%Recommended max: 30%
Annual income needed$43,800To meet the 30% standard
Max affordable rent$1,537At 30% of $61,479
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Greene County, MO

Official FY2026 HUD Fair Market Rents for Springfield, MO HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Greene County, MO
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$877$10,524$35,08017.1%
1-Bedroom Apartment$883$10,596$35,32017.2%
2-Bedroom ApartmentBenchmark$1,095$13,140$43,80021.4%
3-Bedroom Home$1,498$17,976$59,92029.2%
4-Bedroom Home$1,701$20,412$68,04033.2%

See dedicated rental breakdown for Greene County, MO →

50/30/20 Living Budget in Greene County, MO

Based on the local median household income of $61,479/year ($5,123/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,562/moRent ($1,095 2-BR), utilities (~$146/mo), groceries, transit
Wants (30%)$1,537/moDiscretionary spending: dining, leisure, recreation at 88.6 RPP price level
Savings & Debt (20%)$1,025/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Missouri

Explore net income after federal income tax, FICA, and Missouri state income tax based on the local median baseline.

$61,479
$20,000$125,000
Filing status:
Gross salary breakdown$61,479
Net 81%
Fed 8%
MO 3%
FICA 8%
Annual take-home$49,642After all taxes
Monthly deposit$4,137Estimated per month
Biweekly paycheck$1,909Every 2 weeks (26/yr)
Effective tax rate19.3%Total tax burden
Federal income tax$5,197 / yr
Missouri state income tax$1,937 / yr
FICA (Social Security & Medicare)$4,703 / yr

Compare earnings and living costs across Missouri with official federal datasets:

Frequently Asked Questions About Living in Greene County, MO

What is the median household income in Greene County, MO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Greene County, MO is $61,479 per year (approximately $5,123 per month).

What is the average rent in Greene County, MO?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Greene County, MO are $877 for a studio, $883 for 1 bedroom, $1,095 for 2 bedrooms, $1,498 for 3 bedrooms, and $1,701 for 4 bedrooms.

How does the cost of living in Greene County, MO compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Greene County, MO is 88.6 (11.4% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Greene County, MO?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,095/month) in Greene County, MO requires a minimum gross household income of $43,800 per year ($3,650 per month).

What is a balanced 50/30/20 monthly budget in Greene County, MO?

For a typical household earning the median income of $61,479/year ($5,123/month) in Greene County, MO, a balanced 50/30/20 budget allocates $2,562/month to essential needs (rent, utilities, groceries), $1,537/month to discretionary spending, and $1,025/month to savings and debt repayment.

What are typical electricity and utility costs in Greene County, MO?

Residential electricity rates in Missouri average 16.2¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $146 per month.