Vermont · 2026 Federal Benchmarks

Cost of Living in Grand Isle County, VT

The median household in Grand Isle County, VT earns $97,396 a year ($8,116/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $2,140/month under HUD Fair Market Rents, requiring an annual income of at least $85,600 under the federal 30% housing rule, with overall consumer prices sitting 0.9% above the national baseline.

Key Economic Benchmarks

Median Household Income

$97,396$8,116 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$2,140HUD FY2026 Fair Market Rent
Price Parity (RPP)100.9+0.9% vs national baseline
Electricity Rate24.4¢per kWh · EIA Residential VT
Census Population7,450Official resident count

Fair market rent & 30% rule in Grand Isle County, VT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$2,140Monthly market rent
Share of gross income26.4%Recommended max: 30%
Annual income needed$85,600To meet the 30% standard
Max affordable rent$2,435At 30% of $97,396
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Grand Isle County, VT

Official FY2026 HUD Fair Market Rents for Burlington-South Burlington, VT MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Grand Isle County, VT
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,497$17,964$59,88018.4%
1-Bedroom Apartment$1,651$19,812$66,04020.3%
2-Bedroom ApartmentBenchmark$2,140$25,680$85,60026.4%
3-Bedroom Home$2,745$32,940$109,80033.8%
4-Bedroom Home$2,833$33,996$113,32034.9%

See dedicated rental breakdown for Grand Isle County, VT →

50/30/20 Living Budget in Grand Isle County, VT

Based on the local median household income of $97,396/year ($8,116/month), here is how a balanced budget allocates expenses:

Needs (50%)$4,058/moRent ($2,140 2-BR), utilities (~$220/mo), groceries, transit
Wants (30%)$2,435/moDiscretionary spending: dining, leisure, recreation at 100.9 RPP price level
Savings & Debt (20%)$1,623/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Vermont

Explore net income after federal income tax, FICA, and Vermont state income tax based on the local median baseline.

$97,396
$35,000$195,000
Filing status:
Gross salary breakdown$97,396
Net 75%
Fed 13%
VT 4%
FICA 8%
Annual take-home$73,380After all taxes
Monthly deposit$6,115Estimated per month
Biweekly paycheck$2,822Every 2 weeks (26/yr)
Effective tax rate24.7%Total tax burden
Federal income tax$12,597 / yr
Vermont state income tax$3,968 / yr
FICA (Social Security & Medicare)$7,451 / yr

Compare earnings and living costs across Vermont with official federal datasets:

Frequently Asked Questions About Living in Grand Isle County, VT

What is the median household income in Grand Isle County, VT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Grand Isle County, VT is $97,396 per year (approximately $8,116 per month).

What is the average rent in Grand Isle County, VT?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Grand Isle County, VT are $1,497 for a studio, $1,651 for 1 bedroom, $2,140 for 2 bedrooms, $2,745 for 3 bedrooms, and $2,833 for 4 bedrooms.

How does the cost of living in Grand Isle County, VT compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Grand Isle County, VT is 100.9 (0.9% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Grand Isle County, VT?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($2,140/month) in Grand Isle County, VT requires a minimum gross household income of $85,600 per year ($7,133 per month).

What is a balanced 50/30/20 monthly budget in Grand Isle County, VT?

For a typical household earning the median income of $97,396/year ($8,116/month) in Grand Isle County, VT, a balanced 50/30/20 budget allocates $4,058/month to essential needs (rent, utilities, groceries), $2,435/month to discretionary spending, and $1,623/month to savings and debt repayment.

What are typical electricity and utility costs in Grand Isle County, VT?

Residential electricity rates in Vermont average 24.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $220 per month.