Oregon · 2026 Federal Benchmarks

Cost of Living in Gilliam County, OR

The median household in Gilliam County, OR earns $66,917 a year ($5,576/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,048/month under HUD Fair Market Rents, requiring an annual income of at least $41,920 under the federal 30% housing rule, with overall consumer prices sitting 3.4% above the national baseline.

Key Economic Benchmarks

Median Household Income

$66,917$5,576 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,048HUD FY2026 Fair Market Rent
Price Parity (RPP)103.4+3.4% vs national baseline
Electricity Rate16.3¢per kWh · EIA Residential OR
Census Population1,971Official resident count

Fair market rent & 30% rule in Gilliam County, OR

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,048Monthly market rent
Share of gross income18.8%Recommended max: 30%
Annual income needed$41,920To meet the 30% standard
Max affordable rent$1,673At 30% of $66,917
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Gilliam County, OR

Official FY2026 HUD Fair Market Rents for Gilliam County, OR. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Gilliam County, OR
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$729$8,748$29,16013.1%
1-Bedroom Apartment$799$9,588$31,96014.3%
2-Bedroom ApartmentBenchmark$1,048$12,576$41,92018.8%
3-Bedroom Home$1,458$17,496$58,32026.1%
4-Bedroom Home$1,758$21,096$70,32031.5%

See dedicated rental breakdown for Gilliam County, OR →

50/30/20 Living Budget in Gilliam County, OR

Based on the local median household income of $66,917/year ($5,576/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,788/moRent ($1,048 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,673/moDiscretionary spending: dining, leisure, recreation at 103.4 RPP price level
Savings & Debt (20%)$1,115/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Oregon

Explore net income after federal income tax, FICA, and Oregon state income tax based on the local median baseline.

$66,917
$25,000$135,000
Filing status:
Gross salary breakdown$66,917
Net 77%
Fed 9%
OR 7%
FICA 8%
Annual take-home$51,380After all taxes
Monthly deposit$4,282Estimated per month
Biweekly paycheck$1,976Every 2 weeks (26/yr)
Effective tax rate23.2%Total tax burden
Federal income tax$5,892 / yr
Oregon state income tax$4,526 / yr
FICA (Social Security & Medicare)$5,119 / yr

Compare earnings and living costs across Oregon with official federal datasets:

Frequently Asked Questions About Living in Gilliam County, OR

What is the median household income in Gilliam County, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gilliam County, OR is $66,917 per year (approximately $5,576 per month).

What is the average rent in Gilliam County, OR?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Gilliam County, OR are $729 for a studio, $799 for 1 bedroom, $1,048 for 2 bedrooms, $1,458 for 3 bedrooms, and $1,758 for 4 bedrooms.

How does the cost of living in Gilliam County, OR compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Gilliam County, OR is 103.4 (3.4% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Gilliam County, OR?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,048/month) in Gilliam County, OR requires a minimum gross household income of $41,920 per year ($3,493 per month).

What is a balanced 50/30/20 monthly budget in Gilliam County, OR?

For a typical household earning the median income of $66,917/year ($5,576/month) in Gilliam County, OR, a balanced 50/30/20 budget allocates $2,788/month to essential needs (rent, utilities, groceries), $1,673/month to discretionary spending, and $1,115/month to savings and debt repayment.

What are typical electricity and utility costs in Gilliam County, OR?

Residential electricity rates in Oregon average 16.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.