Utah · 2026 Federal Benchmarks

Cost of Living in Garfield County, UT

The median household in Garfield County, UT earns $61,875 a year ($5,156/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $984/month under HUD Fair Market Rents, requiring an annual income of at least $39,360 under the federal 30% housing rule, with overall consumer prices sitting 1.1% below the national baseline.

Key Economic Benchmarks

Median Household Income

$61,875$5,156 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$984HUD FY2026 Fair Market Rent
Price Parity (RPP)98.9-1.1% vs national baseline
Electricity Rate13.4¢per kWh · EIA Residential UT
Census Population5,219Official resident count

Fair market rent & 30% rule in Garfield County, UT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$984Monthly market rent
Share of gross income19.1%Recommended max: 30%
Annual income needed$39,360To meet the 30% standard
Max affordable rent$1,547At 30% of $61,875
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Garfield County, UT

Official FY2026 HUD Fair Market Rents for Garfield County, UT. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Garfield County, UT
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$719$8,628$28,76013.9%
1-Bedroom Apartment$898$10,776$35,92017.4%
2-Bedroom ApartmentBenchmark$984$11,808$39,36019.1%
3-Bedroom Home$1,211$14,532$48,44023.5%
4-Bedroom Home$1,651$19,812$66,04032%

See dedicated rental breakdown for Garfield County, UT →

50/30/20 Living Budget in Garfield County, UT

Based on the local median household income of $61,875/year ($5,156/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,578/moRent ($984 2-BR), utilities (~$120/mo), groceries, transit
Wants (30%)$1,547/moDiscretionary spending: dining, leisure, recreation at 98.9 RPP price level
Savings & Debt (20%)$1,031/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Utah

Explore net income after federal income tax, FICA, and Utah state income tax based on the local median baseline.

$61,875
$20,000$125,000
Filing status:
Gross salary breakdown$61,875
Net 80%
Fed 8%
UT 4%
FICA 8%
Annual take-home$49,511After all taxes
Monthly deposit$4,126Estimated per month
Biweekly paycheck$1,904Every 2 weeks (26/yr)
Effective tax rate20%Total tax burden
Federal income tax$5,245 / yr
Utah state income tax$2,386 / yr
FICA (Social Security & Medicare)$4,733 / yr

Compare earnings and living costs across Utah with official federal datasets:

Frequently Asked Questions About Living in Garfield County, UT

What is the median household income in Garfield County, UT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Garfield County, UT is $61,875 per year (approximately $5,156 per month).

What is the average rent in Garfield County, UT?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Garfield County, UT are $719 for a studio, $898 for 1 bedroom, $984 for 2 bedrooms, $1,211 for 3 bedrooms, and $1,651 for 4 bedrooms.

How does the cost of living in Garfield County, UT compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Garfield County, UT is 98.9 (1.1% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Garfield County, UT?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($984/month) in Garfield County, UT requires a minimum gross household income of $39,360 per year ($3,280 per month).

What is a balanced 50/30/20 monthly budget in Garfield County, UT?

For a typical household earning the median income of $61,875/year ($5,156/month) in Garfield County, UT, a balanced 50/30/20 budget allocates $2,578/month to essential needs (rent, utilities, groceries), $1,547/month to discretionary spending, and $1,031/month to savings and debt repayment.

What are typical electricity and utility costs in Garfield County, UT?

Residential electricity rates in Utah average 13.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $120 per month.