Minnesota · 2026 Federal Benchmarks

Cost of Living in Fillmore County, MN

The median household in Fillmore County, MN earns $77,512 a year ($6,459/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,022/month under HUD Fair Market Rents, requiring an annual income of at least $40,880 under the federal 30% housing rule, with overall consumer prices sitting 9.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$77,512$6,459 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,022HUD FY2026 Fair Market Rent
Price Parity (RPP)90.8-9.2% vs national baseline
Electricity Rate17.5¢per kWh · EIA Residential MN
Census Population21,414Official resident count

Fair market rent & 30% rule in Fillmore County, MN

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,022Monthly market rent
Share of gross income15.8%Recommended max: 30%
Annual income needed$40,880To meet the 30% standard
Max affordable rent$1,938At 30% of $77,512
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Fillmore County, MN

Official FY2026 HUD Fair Market Rents for Fillmore County, MN HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Fillmore County, MN
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$774$9,288$30,96012%
1-Bedroom Apartment$779$9,348$31,16012.1%
2-Bedroom ApartmentBenchmark$1,022$12,264$40,88015.8%
3-Bedroom Home$1,370$16,440$54,80021.2%
4-Bedroom Home$1,375$16,500$55,00021.3%

See dedicated rental breakdown for Fillmore County, MN →

50/30/20 Living Budget in Fillmore County, MN

Based on the local median household income of $77,512/year ($6,459/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,230/moRent ($1,022 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$1,938/moDiscretionary spending: dining, leisure, recreation at 90.8 RPP price level
Savings & Debt (20%)$1,292/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Minnesota

Explore net income after federal income tax, FICA, and Minnesota state income tax based on the local median baseline.

$77,512
$30,000$160,000
Filing status:
Gross salary breakdown$77,512
Net 77%
Fed 11%
MN 5%
FICA 8%
Annual take-home$59,612After all taxes
Monthly deposit$4,968Estimated per month
Biweekly paycheck$2,293Every 2 weeks (26/yr)
Effective tax rate23.1%Total tax burden
Federal income tax$8,223 / yr
Minnesota state income tax$3,747 / yr
FICA (Social Security & Medicare)$5,930 / yr

Compare earnings and living costs across Minnesota with official federal datasets:

Frequently Asked Questions About Living in Fillmore County, MN

What is the median household income in Fillmore County, MN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Fillmore County, MN is $77,512 per year (approximately $6,459 per month).

What is the average rent in Fillmore County, MN?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Fillmore County, MN are $774 for a studio, $779 for 1 bedroom, $1,022 for 2 bedrooms, $1,370 for 3 bedrooms, and $1,375 for 4 bedrooms.

How does the cost of living in Fillmore County, MN compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Fillmore County, MN is 90.8 (9.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Fillmore County, MN?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,022/month) in Fillmore County, MN requires a minimum gross household income of $40,880 per year ($3,407 per month).

What is a balanced 50/30/20 monthly budget in Fillmore County, MN?

For a typical household earning the median income of $77,512/year ($6,459/month) in Fillmore County, MN, a balanced 50/30/20 budget allocates $3,230/month to essential needs (rent, utilities, groceries), $1,938/month to discretionary spending, and $1,292/month to savings and debt repayment.

What are typical electricity and utility costs in Fillmore County, MN?

Residential electricity rates in Minnesota average 17.5¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $158 per month.