California · 2026 Federal Benchmarks

Cost of Living in El Paso de Robles (Paso Robles), CA

The median household in El Paso de Robles (Paso Robles), CA earns $92,228 a year ($7,686/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $2,671/month under HUD Fair Market Rents, requiring an annual income of at least $106,840 under the federal 30% housing rule, with overall consumer prices sitting 8.6% above the national baseline.

Key Economic Benchmarks

Median Household Income

$92,228$7,686 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$2,671HUD FY2026 Fair Market Rent
Price Parity (RPP)108.6+8.6% vs national baseline
Electricity Rate34.7¢per kWh · EIA Residential CA
Census Population31,446Official resident count

Fair market rent & 30% rule in El Paso de Robles (Paso Robles), CA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$2,671Monthly market rent
Share of gross income34.8%Recommended max: 30%
Annual income needed$106,840To meet the 30% standard
Max affordable rent$2,306At 30% of $92,228
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: El Paso de Robles (Paso Robles), CA

Official FY2026 HUD Fair Market Rents for San Luis Obispo-Paso Robles, CA MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for El Paso de Robles (Paso Robles), CA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,842$22,104$73,68024%
1-Bedroom Apartment$2,036$24,432$81,44026.5%
2-Bedroom ApartmentBenchmark$2,671$32,052$106,84034.8%
3-Bedroom Home$3,584$43,008$143,36046.6%
4-Bedroom Home$4,105$49,260$164,20053.4%

See dedicated rental breakdown for El Paso de Robles (Paso Robles), CA →

50/30/20 Living Budget in El Paso de Robles (Paso Robles), CA

Based on the local median household income of $92,228/year ($7,686/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,843/moRent ($2,671 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$2,306/moDiscretionary spending: dining, leisure, recreation at 108.6 RPP price level
Savings & Debt (20%)$1,537/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in California

Explore net income after federal income tax, FICA, and California state income tax based on the local median baseline.

$92,228
$35,000$185,000
Filing status:
Gross salary breakdown$92,228
Net 75%
Fed 12%
CA 5%
FICA 8%
Annual take-home$69,380After all taxes
Monthly deposit$5,782Estimated per month
Biweekly paycheck$2,668Every 2 weeks (26/yr)
Effective tax rate24.8%Total tax burden
Federal income tax$11,460 / yr
California state income tax$4,332 / yr
FICA (Social Security & Medicare)$7,055 / yr

Compare earnings and living costs across California with official federal datasets:

Frequently Asked Questions About Living in El Paso de Robles (Paso Robles), CA

What is the median household income in El Paso de Robles (Paso Robles), CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in El Paso de Robles (Paso Robles), CA is $92,228 per year (approximately $7,686 per month).

What is the average rent in El Paso de Robles (Paso Robles), CA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in El Paso de Robles (Paso Robles), CA are $1,842 for a studio, $2,036 for 1 bedroom, $2,671 for 2 bedrooms, $3,584 for 3 bedrooms, and $4,105 for 4 bedrooms.

How does the cost of living in El Paso de Robles (Paso Robles), CA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in El Paso de Robles (Paso Robles), CA is 108.6 (8.6% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in El Paso de Robles (Paso Robles), CA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($2,671/month) in El Paso de Robles (Paso Robles), CA requires a minimum gross household income of $106,840 per year ($8,903 per month).

What is a balanced 50/30/20 monthly budget in El Paso de Robles (Paso Robles), CA?

For a typical household earning the median income of $92,228/year ($7,686/month) in El Paso de Robles (Paso Robles), CA, a balanced 50/30/20 budget allocates $3,843/month to essential needs (rent, utilities, groceries), $2,306/month to discretionary spending, and $1,537/month to savings and debt repayment.

What are typical electricity and utility costs in El Paso de Robles (Paso Robles), CA?

Residential electricity rates in California average 34.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $313 per month.