Colorado · 2026 Federal Benchmarks

Cost of Living in Eagle County, CO

The median household in Eagle County, CO earns $104,096 a year ($8,675/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $2,379/month under HUD Fair Market Rents, requiring an annual income of at least $95,160 under the federal 30% housing rule, with overall consumer prices sitting 3.1% above the national baseline.

Key Economic Benchmarks

Median Household Income

$104,096$8,675 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$2,379HUD FY2026 Fair Market Rent
Price Parity (RPP)103.1+3.1% vs national baseline
Electricity Rate17.1¢per kWh · EIA Residential CO
Census Population55,135Official resident count

Fair market rent & 30% rule in Eagle County, CO

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$2,379Monthly market rent
Share of gross income27.4%Recommended max: 30%
Annual income needed$95,160To meet the 30% standard
Max affordable rent$2,602At 30% of $104,096
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Eagle County, CO

Official FY2026 HUD Fair Market Rents for Eagle County, CO. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Eagle County, CO
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,640$19,680$65,60018.9%
1-Bedroom Apartment$1,813$21,756$72,52020.9%
2-Bedroom ApartmentBenchmark$2,379$28,548$95,16027.4%
3-Bedroom Home$2,852$34,224$114,08032.9%
4-Bedroom Home$3,688$44,256$147,52042.5%

See dedicated rental breakdown for Eagle County, CO →

50/30/20 Living Budget in Eagle County, CO

Based on the local median household income of $104,096/year ($8,675/month), here is how a balanced budget allocates expenses:

Needs (50%)$4,337/moRent ($2,379 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$2,602/moDiscretionary spending: dining, leisure, recreation at 103.1 RPP price level
Savings & Debt (20%)$1,735/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Colorado

Explore net income after federal income tax, FICA, and Colorado state income tax based on the local median baseline.

$104,096
$40,000$210,000
Filing status:
Gross salary breakdown$104,096
Net 75%
Fed 14%
CO 4%
FICA 8%
Annual take-home$78,190After all taxes
Monthly deposit$6,516Estimated per month
Biweekly paycheck$3,007Every 2 weeks (26/yr)
Effective tax rate24.9%Total tax burden
Federal income tax$14,071 / yr
Colorado state income tax$3,872 / yr
FICA (Social Security & Medicare)$7,963 / yr

Compare earnings and living costs across Colorado with official federal datasets:

Frequently Asked Questions About Living in Eagle County, CO

What is the median household income in Eagle County, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Eagle County, CO is $104,096 per year (approximately $8,675 per month).

What is the average rent in Eagle County, CO?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Eagle County, CO are $1,640 for a studio, $1,813 for 1 bedroom, $2,379 for 2 bedrooms, $2,852 for 3 bedrooms, and $3,688 for 4 bedrooms.

How does the cost of living in Eagle County, CO compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Eagle County, CO is 103.1 (3.1% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Eagle County, CO?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($2,379/month) in Eagle County, CO requires a minimum gross household income of $95,160 per year ($7,930 per month).

What is a balanced 50/30/20 monthly budget in Eagle County, CO?

For a typical household earning the median income of $104,096/year ($8,675/month) in Eagle County, CO, a balanced 50/30/20 budget allocates $4,337/month to essential needs (rent, utilities, groceries), $2,602/month to discretionary spending, and $1,735/month to savings and debt repayment.

What are typical electricity and utility costs in Eagle County, CO?

Residential electricity rates in Colorado average 17.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $154 per month.