Georgia · 2026 Federal Benchmarks

Cost of Living in Dougherty County, GA

The median household in Dougherty County, GA earns $49,044 a year ($4,087/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,129/month under HUD Fair Market Rents, requiring an annual income of at least $45,160 under the federal 30% housing rule, with overall consumer prices sitting 12.3% below the national baseline.

Key Economic Benchmarks

Median Household Income

$49,044$4,087 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,129HUD FY2026 Fair Market Rent
Price Parity (RPP)87.7-12.3% vs national baseline
Electricity Rate16.4¢per kWh · EIA Residential GA
Census Population83,091Official resident count

Fair market rent & 30% rule in Dougherty County, GA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,129Monthly market rent
Share of gross income27.6%Recommended max: 30%
Annual income needed$45,160To meet the 30% standard
Max affordable rent$1,226At 30% of $49,044
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Dougherty County, GA

Official FY2026 HUD Fair Market Rents for Albany, GA MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Dougherty County, GA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$966$11,592$38,64023.6%
1-Bedroom Apartment$1,006$12,072$40,24024.6%
2-Bedroom ApartmentBenchmark$1,129$13,548$45,16027.6%
3-Bedroom Home$1,534$18,408$61,36037.5%
4-Bedroom Home$1,858$22,296$74,32045.5%

See dedicated rental breakdown for Dougherty County, GA →

50/30/20 Living Budget in Dougherty County, GA

Based on the local median household income of $49,044/year ($4,087/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,044/moRent ($1,129 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,226/moDiscretionary spending: dining, leisure, recreation at 87.7 RPP price level
Savings & Debt (20%)$817/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Georgia

Explore net income after federal income tax, FICA, and Georgia state income tax based on the local median baseline.

$49,044
$15,000$100,000
Filing status:
Gross salary breakdown$49,044
Net 81%
Fed 8%
GA 3%
FICA 8%
Annual take-home$39,888After all taxes
Monthly deposit$3,324Estimated per month
Biweekly paycheck$1,534Every 2 weeks (26/yr)
Effective tax rate18.7%Total tax burden
Federal income tax$3,705 / yr
Georgia state income tax$1,699 / yr
FICA (Social Security & Medicare)$3,752 / yr

Compare earnings and living costs across Georgia with official federal datasets:

Frequently Asked Questions About Living in Dougherty County, GA

What is the median household income in Dougherty County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Dougherty County, GA is $49,044 per year (approximately $4,087 per month).

What is the average rent in Dougherty County, GA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Dougherty County, GA are $966 for a studio, $1,006 for 1 bedroom, $1,129 for 2 bedrooms, $1,534 for 3 bedrooms, and $1,858 for 4 bedrooms.

How does the cost of living in Dougherty County, GA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Dougherty County, GA is 87.7 (12.3% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Dougherty County, GA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,129/month) in Dougherty County, GA requires a minimum gross household income of $45,160 per year ($3,763 per month).

What is a balanced 50/30/20 monthly budget in Dougherty County, GA?

For a typical household earning the median income of $49,044/year ($4,087/month) in Dougherty County, GA, a balanced 50/30/20 budget allocates $2,044/month to essential needs (rent, utilities, groceries), $1,226/month to discretionary spending, and $817/month to savings and debt repayment.

What are typical electricity and utility costs in Dougherty County, GA?

Residential electricity rates in Georgia average 16.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.