Key Economic Benchmarks
Median Household Income
$91,852$7,654 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Divide County, ND
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Divide County, ND
Official FY2026 HUD Fair Market Rents for Divide County, ND. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,225 | $14,700 | $49,000 | 16% |
| 1-Bedroom Apartment | $1,233 | $14,796 | $49,320 | 16.1% |
| 2-Bedroom ApartmentBenchmark | $1,534 | $18,408 | $61,360 | 20% |
| 3-Bedroom Home | $1,839 | $22,068 | $73,560 | 24% |
| 4-Bedroom Home | $2,573 | $30,876 | $102,920 | 33.6% |
50/30/20 Living Budget in Divide County, ND
Based on the local median household income of $91,852/year ($7,654/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in North Dakota
Explore net income after federal income tax, FICA, and North Dakota state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across North Dakota with official federal datasets:
Frequently Asked Questions About Living in Divide County, ND
What is the median household income in Divide County, ND?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Divide County, ND is $91,852 per year (approximately $7,654 per month).
What is the average rent in Divide County, ND?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Divide County, ND are $1,225 for a studio, $1,233 for 1 bedroom, $1,534 for 2 bedrooms, $1,839 for 3 bedrooms, and $2,573 for 4 bedrooms.
How does the cost of living in Divide County, ND compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Divide County, ND is 89.0 (11% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Divide County, ND?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,534/month) in Divide County, ND requires a minimum gross household income of $61,360 per year ($5,113 per month).
What is a balanced 50/30/20 monthly budget in Divide County, ND?
For a typical household earning the median income of $91,852/year ($7,654/month) in Divide County, ND, a balanced 50/30/20 budget allocates $3,827/month to essential needs (rent, utilities, groceries), $2,296/month to discretionary spending, and $1,531/month to savings and debt repayment.
What are typical electricity and utility costs in Divide County, ND?
Residential electricity rates in North Dakota average 14.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $127 per month.