Alaska · 2026 Federal Benchmarks

Cost of Living in Denali Borough, AK

The median household in Denali Borough, AK earns $80,781 a year ($6,732/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,187/month under HUD Fair Market Rents, requiring an annual income of at least $47,480 under the federal 30% housing rule, with overall consumer prices sitting 2.4% above the national baseline.

Key Economic Benchmarks

Median Household Income

$80,781$6,732 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,187HUD FY2026 Fair Market Rent
Price Parity (RPP)102.4+2.4% vs national baseline
Electricity Rate28.2¢per kWh · EIA Residential AK
Census Population1,969Official resident count

Fair market rent & 30% rule in Denali Borough, AK

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,187Monthly market rent
Share of gross income17.6%Recommended max: 30%
Annual income needed$47,480To meet the 30% standard
Max affordable rent$2,020At 30% of $80,781
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Denali Borough, AK

Official FY2026 HUD Fair Market Rents for Denali Borough, AK. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Denali Borough, AK
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$851$10,212$34,04012.6%
1-Bedroom Apartment$935$11,220$37,40013.9%
2-Bedroom ApartmentBenchmark$1,187$14,244$47,48017.6%
3-Bedroom Home$1,651$19,812$66,04024.5%
4-Bedroom Home$1,955$23,460$78,20029%

See dedicated rental breakdown for Denali Borough, AK →

50/30/20 Living Budget in Denali Borough, AK

Based on the local median household income of $80,781/year ($6,732/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,366/moRent ($1,187 2-BR), utilities (~$254/mo), groceries, transit
Wants (30%)$2,020/moDiscretionary spending: dining, leisure, recreation at 102.4 RPP price level
Savings & Debt (20%)$1,346/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Alaska

Explore net income after federal income tax, FICA, and Alaska state income tax based on the local median baseline.

$80,781
$30,000$165,000
Filing status:
Gross salary breakdown$80,781
Net 81%
Fed 11%
FICA 8%
Annual take-home$65,659After all taxes
Monthly deposit$5,472Estimated per month
Biweekly paycheck$2,525Every 2 weeks (26/yr)
Effective tax rate18.7%Total tax burden
Federal income tax$8,942 / yr
Alaska state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,180 / yr

Compare earnings and living costs across Alaska with official federal datasets:

Frequently Asked Questions About Living in Denali Borough, AK

What is the median household income in Denali Borough, AK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Denali Borough, AK is $80,781 per year (approximately $6,732 per month).

What is the average rent in Denali Borough, AK?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Denali Borough, AK are $851 for a studio, $935 for 1 bedroom, $1,187 for 2 bedrooms, $1,651 for 3 bedrooms, and $1,955 for 4 bedrooms.

How does the cost of living in Denali Borough, AK compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Denali Borough, AK is 102.4 (2.4% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Denali Borough, AK?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,187/month) in Denali Borough, AK requires a minimum gross household income of $47,480 per year ($3,957 per month).

What is a balanced 50/30/20 monthly budget in Denali Borough, AK?

For a typical household earning the median income of $80,781/year ($6,732/month) in Denali Borough, AK, a balanced 50/30/20 budget allocates $3,366/month to essential needs (rent, utilities, groceries), $2,020/month to discretionary spending, and $1,346/month to savings and debt repayment.

What are typical electricity and utility costs in Denali Borough, AK?

Residential electricity rates in Alaska average 28.2¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $254 per month.