Pennsylvania · 2026 Federal Benchmarks

Cost of Living in Dauphin County, PA

The median household in Dauphin County, PA earns $76,242 a year ($6,354/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,493/month under HUD Fair Market Rents, requiring an annual income of at least $59,720 under the federal 30% housing rule, with overall consumer prices sitting 1.3% below the national baseline.

Key Economic Benchmarks

Median Household Income

$76,242$6,354 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,493HUD FY2026 Fair Market Rent
Price Parity (RPP)98.7-1.3% vs national baseline
Electricity Rate21.7¢per kWh · EIA Residential PA
Census Population289,593Official resident count

Fair market rent & 30% rule in Dauphin County, PA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,493Monthly market rent
Share of gross income23.5%Recommended max: 30%
Annual income needed$59,720To meet the 30% standard
Max affordable rent$1,906At 30% of $76,242
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Dauphin County, PA

Official FY2026 HUD Fair Market Rents for Harrisburg-Carlisle, PA MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Dauphin County, PA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,058$12,696$42,32016.7%
1-Bedroom Apartment$1,212$14,544$48,48019.1%
2-Bedroom ApartmentBenchmark$1,493$17,916$59,72023.5%
3-Bedroom Home$1,920$23,040$76,80030.2%
4-Bedroom Home$1,977$23,724$79,08031.1%

See dedicated rental breakdown for Dauphin County, PA →

50/30/20 Living Budget in Dauphin County, PA

Based on the local median household income of $76,242/year ($6,354/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,177/moRent ($1,493 2-BR), utilities (~$196/mo), groceries, transit
Wants (30%)$1,906/moDiscretionary spending: dining, leisure, recreation at 98.7 RPP price level
Savings & Debt (20%)$1,271/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Pennsylvania

Explore net income after federal income tax, FICA, and Pennsylvania state income tax based on the local median baseline.

$76,242
$30,000$155,000
Filing status:
Gross salary breakdown$76,242
Net 79%
Fed 10%
PA 3%
FICA 8%
Annual take-home$60,126After all taxes
Monthly deposit$5,010Estimated per month
Biweekly paycheck$2,313Every 2 weeks (26/yr)
Effective tax rate21.1%Total tax burden
Federal income tax$7,943 / yr
Pennsylvania state income tax$2,341 / yr
FICA (Social Security & Medicare)$5,833 / yr

Compare earnings and living costs across Pennsylvania with official federal datasets:

Frequently Asked Questions About Living in Dauphin County, PA

What is the median household income in Dauphin County, PA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Dauphin County, PA is $76,242 per year (approximately $6,354 per month).

What is the average rent in Dauphin County, PA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Dauphin County, PA are $1,058 for a studio, $1,212 for 1 bedroom, $1,493 for 2 bedrooms, $1,920 for 3 bedrooms, and $1,977 for 4 bedrooms.

How does the cost of living in Dauphin County, PA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Dauphin County, PA is 98.7 (1.3% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Dauphin County, PA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,493/month) in Dauphin County, PA requires a minimum gross household income of $59,720 per year ($4,977 per month).

What is a balanced 50/30/20 monthly budget in Dauphin County, PA?

For a typical household earning the median income of $76,242/year ($6,354/month) in Dauphin County, PA, a balanced 50/30/20 budget allocates $3,177/month to essential needs (rent, utilities, groceries), $1,906/month to discretionary spending, and $1,271/month to savings and debt repayment.

What are typical electricity and utility costs in Dauphin County, PA?

Residential electricity rates in Pennsylvania average 21.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $196 per month.