Alabama · 2026 Federal Benchmarks

Cost of Living in Dale County, AL

The median household in Dale County, AL earns $54,963 a year ($4,580/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $776/month under HUD Fair Market Rents, requiring an annual income of at least $31,040 under the federal 30% housing rule, with overall consumer prices sitting 11.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$54,963$4,580 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$776HUD FY2026 Fair Market Rent
Price Parity (RPP)88.8-11.2% vs national baseline
Electricity Rate16.4¢per kWh · EIA Residential AL
Census Population49,599Official resident count

Fair market rent & 30% rule in Dale County, AL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$776Monthly market rent
Share of gross income16.9%Recommended max: 30%
Annual income needed$31,040To meet the 30% standard
Max affordable rent$1,374At 30% of $54,963
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Dale County, AL

Official FY2026 HUD Fair Market Rents for Dale County, AL. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Dale County, AL
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$603$7,236$24,12013.2%
1-Bedroom Apartment$690$8,280$27,60015.1%
2-Bedroom ApartmentBenchmark$776$9,312$31,04016.9%
3-Bedroom Home$1,079$12,948$43,16023.6%
4-Bedroom Home$1,302$15,624$52,08028.4%

See dedicated rental breakdown for Dale County, AL →

50/30/20 Living Budget in Dale County, AL

Based on the local median household income of $54,963/year ($4,580/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,290/moRent ($776 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$1,374/moDiscretionary spending: dining, leisure, recreation at 88.8 RPP price level
Savings & Debt (20%)$916/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Alabama

Explore net income after federal income tax, FICA, and Alabama state income tax based on the local median baseline.

$54,963
$20,000$110,000
Filing status:
Gross salary breakdown$54,963
Net 80%
Fed 8%
AL 4%
FICA 8%
Annual take-home$44,055After all taxes
Monthly deposit$3,671Estimated per month
Biweekly paycheck$1,694Every 2 weeks (26/yr)
Effective tax rate19.9%Total tax burden
Federal income tax$4,416 / yr
Alabama state income tax$2,287 / yr
FICA (Social Security & Medicare)$4,205 / yr

Compare earnings and living costs across Alabama with official federal datasets:

Frequently Asked Questions About Living in Dale County, AL

What is the median household income in Dale County, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Dale County, AL is $54,963 per year (approximately $4,580 per month).

What is the average rent in Dale County, AL?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Dale County, AL are $603 for a studio, $690 for 1 bedroom, $776 for 2 bedrooms, $1,079 for 3 bedrooms, and $1,302 for 4 bedrooms.

How does the cost of living in Dale County, AL compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Dale County, AL is 88.8 (11.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Dale County, AL?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($776/month) in Dale County, AL requires a minimum gross household income of $31,040 per year ($2,587 per month).

What is a balanced 50/30/20 monthly budget in Dale County, AL?

For a typical household earning the median income of $54,963/year ($4,580/month) in Dale County, AL, a balanced 50/30/20 budget allocates $2,290/month to essential needs (rent, utilities, groceries), $1,374/month to discretionary spending, and $916/month to savings and debt repayment.

What are typical electricity and utility costs in Dale County, AL?

Residential electricity rates in Alabama average 16.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $148 per month.