Key Economic Benchmarks
Median Household Income
$49,089$4,091 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Copiah County, MS
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Copiah County, MS
Official FY2026 HUD Fair Market Rents for Jackson, MS HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,091 | $13,092 | $43,640 | 26.7% |
| 1-Bedroom Apartment | $1,097 | $13,164 | $43,880 | 26.8% |
| 2-Bedroom ApartmentBenchmark | $1,288 | $15,456 | $51,520 | 31.5% |
| 3-Bedroom Home | $1,544 | $18,528 | $61,760 | 37.7% |
| 4-Bedroom Home | $1,705 | $20,460 | $68,200 | 41.7% |
50/30/20 Living Budget in Copiah County, MS
Based on the local median household income of $49,089/year ($4,091/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Mississippi
Explore net income after federal income tax, FICA, and Mississippi state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Mississippi with official federal datasets:
Frequently Asked Questions About Living in Copiah County, MS
What is the median household income in Copiah County, MS?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Copiah County, MS is $49,089 per year (approximately $4,091 per month).
What is the average rent in Copiah County, MS?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Copiah County, MS are $1,091 for a studio, $1,097 for 1 bedroom, $1,288 for 2 bedrooms, $1,544 for 3 bedrooms, and $1,705 for 4 bedrooms.
How does the cost of living in Copiah County, MS compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Copiah County, MS is 89.0 (11% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Copiah County, MS?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,288/month) in Copiah County, MS requires a minimum gross household income of $51,520 per year ($4,293 per month).
What is a balanced 50/30/20 monthly budget in Copiah County, MS?
For a typical household earning the median income of $49,089/year ($4,091/month) in Copiah County, MS, a balanced 50/30/20 budget allocates $2,045/month to essential needs (rent, utilities, groceries), $1,227/month to discretionary spending, and $818/month to savings and debt repayment.
What are typical electricity and utility costs in Copiah County, MS?
Residential electricity rates in Mississippi average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.
