Mississippi · 2026 Federal Benchmarks

Cost of Living in Copiah County, MS

The median household in Copiah County, MS earns $49,089 a year ($4,091/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,288/month under HUD Fair Market Rents, requiring an annual income of at least $51,520 under the federal 30% housing rule, with overall consumer prices sitting 11% below the national baseline.

Key Economic Benchmarks

Median Household Income

$49,089$4,091 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,288HUD FY2026 Fair Market Rent
Price Parity (RPP)89.0-11% vs national baseline
Electricity Rate14.9¢per kWh · EIA Residential MS
Census Population27,855Official resident count

Fair market rent & 30% rule in Copiah County, MS

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,288Monthly market rent
Share of gross income31.5%Recommended max: 30%
Annual income needed$51,520To meet the 30% standard
Max affordable rent$1,227At 30% of $49,089
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Copiah County, MS

Official FY2026 HUD Fair Market Rents for Jackson, MS HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Copiah County, MS
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,091$13,092$43,64026.7%
1-Bedroom Apartment$1,097$13,164$43,88026.8%
2-Bedroom ApartmentBenchmark$1,288$15,456$51,52031.5%
3-Bedroom Home$1,544$18,528$61,76037.7%
4-Bedroom Home$1,705$20,460$68,20041.7%

See dedicated rental breakdown for Copiah County, MS →

50/30/20 Living Budget in Copiah County, MS

Based on the local median household income of $49,089/year ($4,091/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,045/moRent ($1,288 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$1,227/moDiscretionary spending: dining, leisure, recreation at 89.0 RPP price level
Savings & Debt (20%)$818/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Mississippi

Explore net income after federal income tax, FICA, and Mississippi state income tax based on the local median baseline.

$49,089
$15,000$100,000
Filing status:
Gross salary breakdown$49,089
Net 82%
Fed 8%
MS 3%
FICA 8%
Annual take-home$40,391After all taxes
Monthly deposit$3,366Estimated per month
Biweekly paycheck$1,554Every 2 weeks (26/yr)
Effective tax rate17.7%Total tax burden
Federal income tax$3,711 / yr
Mississippi state income tax$1,232 / yr
FICA (Social Security & Medicare)$3,755 / yr

Compare earnings and living costs across Mississippi with official federal datasets:

Frequently Asked Questions About Living in Copiah County, MS

What is the median household income in Copiah County, MS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Copiah County, MS is $49,089 per year (approximately $4,091 per month).

What is the average rent in Copiah County, MS?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Copiah County, MS are $1,091 for a studio, $1,097 for 1 bedroom, $1,288 for 2 bedrooms, $1,544 for 3 bedrooms, and $1,705 for 4 bedrooms.

How does the cost of living in Copiah County, MS compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Copiah County, MS is 89.0 (11% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Copiah County, MS?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,288/month) in Copiah County, MS requires a minimum gross household income of $51,520 per year ($4,293 per month).

What is a balanced 50/30/20 monthly budget in Copiah County, MS?

For a typical household earning the median income of $49,089/year ($4,091/month) in Copiah County, MS, a balanced 50/30/20 budget allocates $2,045/month to essential needs (rent, utilities, groceries), $1,227/month to discretionary spending, and $818/month to savings and debt repayment.

What are typical electricity and utility costs in Copiah County, MS?

Residential electricity rates in Mississippi average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.