New Hampshire · 2026 Federal Benchmarks

Cost of Living in Coos County, NH

The median household in Coos County, NH earns $57,677 a year ($4,806/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,287/month under HUD Fair Market Rents, requiring an annual income of at least $51,480 under the federal 30% housing rule, with overall consumer prices sitting 4.2% above the national baseline.

Key Economic Benchmarks

Median Household Income

$57,677$4,806 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,287HUD FY2026 Fair Market Rent
Price Parity (RPP)104.2+4.2% vs national baseline
Electricity Rate27¢per kWh · EIA Residential NH
Census Population31,271Official resident count

Fair market rent & 30% rule in Coos County, NH

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,287Monthly market rent
Share of gross income26.8%Recommended max: 30%
Annual income needed$51,480To meet the 30% standard
Max affordable rent$1,442At 30% of $57,677
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Coos County, NH

Official FY2026 HUD Fair Market Rents for Coos County, NH. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Coos County, NH
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$988$11,856$39,52020.6%
1-Bedroom Apartment$994$11,928$39,76020.7%
2-Bedroom ApartmentBenchmark$1,287$15,444$51,48026.8%
3-Bedroom Home$1,702$20,424$68,08035.4%
4-Bedroom Home$1,708$20,496$68,32035.5%

See dedicated rental breakdown for Coos County, NH →

50/30/20 Living Budget in Coos County, NH

Based on the local median household income of $57,677/year ($4,806/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,403/moRent ($1,287 2-BR), utilities (~$243/mo), groceries, transit
Wants (30%)$1,442/moDiscretionary spending: dining, leisure, recreation at 104.2 RPP price level
Savings & Debt (20%)$961/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in New Hampshire

Explore net income after federal income tax, FICA, and New Hampshire state income tax based on the local median baseline.

$57,677
$20,000$120,000
Filing status:
Gross salary breakdown$57,677
Net 84%
Fed 8%
FICA 8%
Annual take-home$48,523After all taxes
Monthly deposit$4,044Estimated per month
Biweekly paycheck$1,866Every 2 weeks (26/yr)
Effective tax rate15.9%Total tax burden
Federal income tax$4,741 / yr
New Hampshire state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,412 / yr

Compare earnings and living costs across New Hampshire with official federal datasets:

Frequently Asked Questions About Living in Coos County, NH

What is the median household income in Coos County, NH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Coos County, NH is $57,677 per year (approximately $4,806 per month).

What is the average rent in Coos County, NH?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Coos County, NH are $988 for a studio, $994 for 1 bedroom, $1,287 for 2 bedrooms, $1,702 for 3 bedrooms, and $1,708 for 4 bedrooms.

How does the cost of living in Coos County, NH compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Coos County, NH is 104.2 (4.2% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Coos County, NH?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,287/month) in Coos County, NH requires a minimum gross household income of $51,480 per year ($4,290 per month).

What is a balanced 50/30/20 monthly budget in Coos County, NH?

For a typical household earning the median income of $57,677/year ($4,806/month) in Coos County, NH, a balanced 50/30/20 budget allocates $2,403/month to essential needs (rent, utilities, groceries), $1,442/month to discretionary spending, and $961/month to savings and debt repayment.

What are typical electricity and utility costs in Coos County, NH?

Residential electricity rates in New Hampshire average 27¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $243 per month.