Texas · 2026 Federal Benchmarks

Cost of Living in Comal County, TX

The median household in Comal County, TX earns $101,889 a year ($8,491/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,426/month under HUD Fair Market Rents, requiring an annual income of at least $57,040 under the federal 30% housing rule, with overall consumer prices sitting 5.3% below the national baseline.

Key Economic Benchmarks

Median Household Income

$101,889$8,491 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,426HUD FY2026 Fair Market Rent
Price Parity (RPP)94.7-5.3% vs national baseline
Electricity Rate15.9¢per kWh · EIA Residential TX
Census Population183,826Official resident count

Fair market rent & 30% rule in Comal County, TX

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,426Monthly market rent
Share of gross income16.8%Recommended max: 30%
Annual income needed$57,040To meet the 30% standard
Max affordable rent$2,547At 30% of $101,889
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Comal County, TX

Official FY2026 HUD Fair Market Rents for San Antonio-New Braunfels, TX HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Comal County, TX
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,077$12,924$43,08012.7%
1-Bedroom Apartment$1,177$14,124$47,08013.9%
2-Bedroom ApartmentBenchmark$1,426$17,112$57,04016.8%
3-Bedroom Home$1,830$21,960$73,20021.6%
4-Bedroom Home$2,132$25,584$85,28025.1%

See dedicated rental breakdown for Comal County, TX →

50/30/20 Living Budget in Comal County, TX

Based on the local median household income of $101,889/year ($8,491/month), here is how a balanced budget allocates expenses:

Needs (50%)$4,245/moRent ($1,426 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$2,547/moDiscretionary spending: dining, leisure, recreation at 94.7 RPP price level
Savings & Debt (20%)$1,698/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Texas

Explore net income after federal income tax, FICA, and Texas state income tax based on the local median baseline.

$101,889
$40,000$205,000
Filing status:
Gross salary breakdown$101,889
Net 79%
Fed 13%
FICA 8%
Annual take-home$80,509After all taxes
Monthly deposit$6,709Estimated per month
Biweekly paycheck$3,097Every 2 weeks (26/yr)
Effective tax rate21%Total tax burden
Federal income tax$13,586 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$7,795 / yr

Compare earnings and living costs across Texas with official federal datasets:

Frequently Asked Questions About Living in Comal County, TX

What is the median household income in Comal County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Comal County, TX is $101,889 per year (approximately $8,491 per month).

What is the average rent in Comal County, TX?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Comal County, TX are $1,077 for a studio, $1,177 for 1 bedroom, $1,426 for 2 bedrooms, $1,830 for 3 bedrooms, and $2,132 for 4 bedrooms.

How does the cost of living in Comal County, TX compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Comal County, TX is 94.7 (5.3% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Comal County, TX?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,426/month) in Comal County, TX requires a minimum gross household income of $57,040 per year ($4,753 per month).

What is a balanced 50/30/20 monthly budget in Comal County, TX?

For a typical household earning the median income of $101,889/year ($8,491/month) in Comal County, TX, a balanced 50/30/20 budget allocates $4,245/month to essential needs (rent, utilities, groceries), $2,547/month to discretionary spending, and $1,698/month to savings and debt repayment.

What are typical electricity and utility costs in Comal County, TX?

Residential electricity rates in Texas average 15.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $143 per month.