Kansas · 2026 Federal Benchmarks

Cost of Living in Coffey County, KS

The median household in Coffey County, KS earns $70,346 a year ($5,862/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $879/month under HUD Fair Market Rents, requiring an annual income of at least $35,160 under the federal 30% housing rule, with overall consumer prices sitting 9.9% below the national baseline.

Key Economic Benchmarks

Median Household Income

$70,346$5,862 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$879HUD FY2026 Fair Market Rent
Price Parity (RPP)90.1-9.9% vs national baseline
Electricity Rate15.7¢per kWh · EIA Residential KS
Census Population8,308Official resident count

Fair market rent & 30% rule in Coffey County, KS

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$879Monthly market rent
Share of gross income15%Recommended max: 30%
Annual income needed$35,160To meet the 30% standard
Max affordable rent$1,759At 30% of $70,346
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Coffey County, KS

Official FY2026 HUD Fair Market Rents for Coffey County, KS. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Coffey County, KS
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$644$7,728$25,76011%
1-Bedroom Apartment$670$8,040$26,80011.4%
2-Bedroom ApartmentBenchmark$879$10,548$35,16015%
3-Bedroom Home$1,064$12,768$42,56018.2%
4-Bedroom Home$1,164$13,968$46,56019.9%

See dedicated rental breakdown for Coffey County, KS →

50/30/20 Living Budget in Coffey County, KS

Based on the local median household income of $70,346/year ($5,862/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,931/moRent ($879 2-BR), utilities (~$141/mo), groceries, transit
Wants (30%)$1,759/moDiscretionary spending: dining, leisure, recreation at 90.1 RPP price level
Savings & Debt (20%)$1,172/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Kansas

Explore net income after federal income tax, FICA, and Kansas state income tax based on the local median baseline.

$70,346
$25,000$145,000
Filing status:
Gross salary breakdown$70,346
Net 78%
Fed 9%
KS 4%
FICA 8%
Annual take-home$55,193After all taxes
Monthly deposit$4,599Estimated per month
Biweekly paycheck$2,123Every 2 weeks (26/yr)
Effective tax rate21.5%Total tax burden
Federal income tax$6,646 / yr
Kansas state income tax$3,126 / yr
FICA (Social Security & Medicare)$5,381 / yr

Compare earnings and living costs across Kansas with official federal datasets:

Frequently Asked Questions About Living in Coffey County, KS

What is the median household income in Coffey County, KS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Coffey County, KS is $70,346 per year (approximately $5,862 per month).

What is the average rent in Coffey County, KS?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Coffey County, KS are $644 for a studio, $670 for 1 bedroom, $879 for 2 bedrooms, $1,064 for 3 bedrooms, and $1,164 for 4 bedrooms.

How does the cost of living in Coffey County, KS compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Coffey County, KS is 90.1 (9.9% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Coffey County, KS?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($879/month) in Coffey County, KS requires a minimum gross household income of $35,160 per year ($2,930 per month).

What is a balanced 50/30/20 monthly budget in Coffey County, KS?

For a typical household earning the median income of $70,346/year ($5,862/month) in Coffey County, KS, a balanced 50/30/20 budget allocates $2,931/month to essential needs (rent, utilities, groceries), $1,759/month to discretionary spending, and $1,172/month to savings and debt repayment.

What are typical electricity and utility costs in Coffey County, KS?

Residential electricity rates in Kansas average 15.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $141 per month.