Mississippi · 2026 Federal Benchmarks

Cost of Living in Coahoma County, MS

The median household in Coahoma County, MS earns $37,461 a year ($3,122/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $842/month under HUD Fair Market Rents, requiring an annual income of at least $33,680 under the federal 30% housing rule, with overall consumer prices sitting 13% below the national baseline.

Key Economic Benchmarks

Median Household Income

$37,461$3,122 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$842HUD FY2026 Fair Market Rent
Price Parity (RPP)87.0-13% vs national baseline
Electricity Rate14.9¢per kWh · EIA Residential MS
Census Population20,540Official resident count

Fair market rent & 30% rule in Coahoma County, MS

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$842Monthly market rent
Share of gross income27%Recommended max: 30%
Annual income needed$33,680To meet the 30% standard
Max affordable rent$937At 30% of $37,461
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Coahoma County, MS

Official FY2026 HUD Fair Market Rents for Coahoma County, MS. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Coahoma County, MS
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$730$8,760$29,20023.4%
1-Bedroom Apartment$748$8,976$29,92024%
2-Bedroom ApartmentBenchmark$842$10,104$33,68027%
3-Bedroom Home$1,177$14,124$47,08037.7%
4-Bedroom Home$1,380$16,560$55,20044.2%

See dedicated rental breakdown for Coahoma County, MS →

50/30/20 Living Budget in Coahoma County, MS

Based on the local median household income of $37,461/year ($3,122/month), here is how a balanced budget allocates expenses:

Needs (50%)$1,561/moRent ($842 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$937/moDiscretionary spending: dining, leisure, recreation at 87.0 RPP price level
Savings & Debt (20%)$624/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Mississippi

Explore net income after federal income tax, FICA, and Mississippi state income tax based on the local median baseline.

$37,461
$15,000$75,000
Filing status:
Gross salary breakdown$37,461
Net 84%
Fed 6%
MS 2%
FICA 8%
Annual take-home$31,513After all taxes
Monthly deposit$2,626Estimated per month
Biweekly paycheck$1,212Every 2 weeks (26/yr)
Effective tax rate15.9%Total tax burden
Federal income tax$2,315 / yr
Mississippi state income tax$766 / yr
FICA (Social Security & Medicare)$2,866 / yr

Compare earnings and living costs across Mississippi with official federal datasets:

Frequently Asked Questions About Living in Coahoma County, MS

What is the median household income in Coahoma County, MS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Coahoma County, MS is $37,461 per year (approximately $3,122 per month).

What is the average rent in Coahoma County, MS?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Coahoma County, MS are $730 for a studio, $748 for 1 bedroom, $842 for 2 bedrooms, $1,177 for 3 bedrooms, and $1,380 for 4 bedrooms.

How does the cost of living in Coahoma County, MS compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Coahoma County, MS is 87.0 (13% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Coahoma County, MS?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($842/month) in Coahoma County, MS requires a minimum gross household income of $33,680 per year ($2,807 per month).

What is a balanced 50/30/20 monthly budget in Coahoma County, MS?

For a typical household earning the median income of $37,461/year ($3,122/month) in Coahoma County, MS, a balanced 50/30/20 budget allocates $1,561/month to essential needs (rent, utilities, groceries), $937/month to discretionary spending, and $624/month to savings and debt repayment.

What are typical electricity and utility costs in Coahoma County, MS?

Residential electricity rates in Mississippi average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.