Oregon · 2026 Federal Benchmarks

Cost of Living in Clatsop County, OR

The median household in Clatsop County, OR earns $71,822 a year ($5,985/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,457/month under HUD Fair Market Rents, requiring an annual income of at least $58,280 under the federal 30% housing rule, with overall consumer prices sitting 3.4% above the national baseline.

Key Economic Benchmarks

Median Household Income

$71,822$5,985 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,457HUD FY2026 Fair Market Rent
Price Parity (RPP)103.4+3.4% vs national baseline
Electricity Rate16.3¢per kWh · EIA Residential OR
Census Population41,363Official resident count

Fair market rent & 30% rule in Clatsop County, OR

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,457Monthly market rent
Share of gross income24.3%Recommended max: 30%
Annual income needed$58,280To meet the 30% standard
Max affordable rent$1,796At 30% of $71,822
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Clatsop County, OR

Official FY2026 HUD Fair Market Rents for Clatsop County, OR. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Clatsop County, OR
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,060$12,720$42,40017.7%
1-Bedroom Apartment$1,110$13,320$44,40018.5%
2-Bedroom ApartmentBenchmark$1,457$17,484$58,28024.3%
3-Bedroom Home$1,995$23,940$79,80033.3%
4-Bedroom Home$2,444$29,328$97,76040.8%

See dedicated rental breakdown for Clatsop County, OR →

50/30/20 Living Budget in Clatsop County, OR

Based on the local median household income of $71,822/year ($5,985/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,993/moRent ($1,457 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,796/moDiscretionary spending: dining, leisure, recreation at 103.4 RPP price level
Savings & Debt (20%)$1,197/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Oregon

Explore net income after federal income tax, FICA, and Oregon state income tax based on the local median baseline.

$71,822
$25,000$145,000
Filing status:
Gross salary breakdown$71,822
Net 76%
Fed 10%
OR 7%
FICA 8%
Annual take-home$54,496After all taxes
Monthly deposit$4,541Estimated per month
Biweekly paycheck$2,096Every 2 weeks (26/yr)
Effective tax rate24.1%Total tax burden
Federal income tax$6,971 / yr
Oregon state income tax$4,860 / yr
FICA (Social Security & Medicare)$5,494 / yr

Compare earnings and living costs across Oregon with official federal datasets:

Frequently Asked Questions About Living in Clatsop County, OR

What is the median household income in Clatsop County, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Clatsop County, OR is $71,822 per year (approximately $5,985 per month).

What is the average rent in Clatsop County, OR?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Clatsop County, OR are $1,060 for a studio, $1,110 for 1 bedroom, $1,457 for 2 bedrooms, $1,995 for 3 bedrooms, and $2,444 for 4 bedrooms.

How does the cost of living in Clatsop County, OR compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Clatsop County, OR is 103.4 (3.4% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Clatsop County, OR?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,457/month) in Clatsop County, OR requires a minimum gross household income of $58,280 per year ($4,857 per month).

What is a balanced 50/30/20 monthly budget in Clatsop County, OR?

For a typical household earning the median income of $71,822/year ($5,985/month) in Clatsop County, OR, a balanced 50/30/20 budget allocates $2,993/month to essential needs (rent, utilities, groceries), $1,796/month to discretionary spending, and $1,197/month to savings and debt repayment.

What are typical electricity and utility costs in Clatsop County, OR?

Residential electricity rates in Oregon average 16.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.