Key Economic Benchmarks
Median Household Income
$58,351$4,863 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Chautauqua County, NY
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Chautauqua County, NY
Official FY2026 HUD Fair Market Rents for Chautauqua County, NY. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $680 | $8,160 | $27,200 | 14% |
| 1-Bedroom Apartment | $754 | $9,048 | $30,160 | 15.5% |
| 2-Bedroom ApartmentBenchmark | $975 | $11,700 | $39,000 | 20.1% |
| 3-Bedroom Home | $1,287 | $15,444 | $51,480 | 26.5% |
| 4-Bedroom Home | $1,291 | $15,492 | $51,640 | 26.5% |
50/30/20 Living Budget in Chautauqua County, NY
Based on the local median household income of $58,351/year ($4,863/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in New York
Explore net income after federal income tax, FICA, and New York state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across New York with official federal datasets:
Frequently Asked Questions About Living in Chautauqua County, NY
What is the median household income in Chautauqua County, NY?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Chautauqua County, NY is $58,351 per year (approximately $4,863 per month).
What is the average rent in Chautauqua County, NY?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Chautauqua County, NY are $680 for a studio, $754 for 1 bedroom, $975 for 2 bedrooms, $1,287 for 3 bedrooms, and $1,291 for 4 bedrooms.
How does the cost of living in Chautauqua County, NY compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Chautauqua County, NY is 107.9 (7.9% higher than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Chautauqua County, NY?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($975/month) in Chautauqua County, NY requires a minimum gross household income of $39,000 per year ($3,250 per month).
What is a balanced 50/30/20 monthly budget in Chautauqua County, NY?
For a typical household earning the median income of $58,351/year ($4,863/month) in Chautauqua County, NY, a balanced 50/30/20 budget allocates $2,431/month to essential needs (rent, utilities, groceries), $1,459/month to discretionary spending, and $973/month to savings and debt repayment.
What are typical electricity and utility costs in Chautauqua County, NY?
Residential electricity rates in New York average 29.5¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $265 per month.