Key Economic Benchmarks
Median Household Income
$75,556$6,296 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Champaign County, OH
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Champaign County, OH
Official FY2026 HUD Fair Market Rents for Champaign County, OH. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $737 | $8,844 | $29,480 | 11.7% |
| 1-Bedroom Apartment | $818 | $9,816 | $32,720 | 13% |
| 2-Bedroom ApartmentBenchmark | $1,046 | $12,552 | $41,840 | 16.6% |
| 3-Bedroom Home | $1,333 | $15,996 | $53,320 | 21.2% |
| 4-Bedroom Home | $1,470 | $17,640 | $58,800 | 23.3% |
50/30/20 Living Budget in Champaign County, OH
Based on the local median household income of $75,556/year ($6,296/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Ohio
Explore net income after federal income tax, FICA, and Ohio state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Ohio with official federal datasets:
Frequently Asked Questions About Living in Champaign County, OH
What is the median household income in Champaign County, OH?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Champaign County, OH is $75,556 per year (approximately $6,296 per month).
What is the average rent in Champaign County, OH?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Champaign County, OH are $737 for a studio, $818 for 1 bedroom, $1,046 for 2 bedrooms, $1,333 for 3 bedrooms, and $1,470 for 4 bedrooms.
How does the cost of living in Champaign County, OH compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Champaign County, OH is 92.8 (7.2% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Champaign County, OH?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,046/month) in Champaign County, OH requires a minimum gross household income of $41,840 per year ($3,487 per month).
What is a balanced 50/30/20 monthly budget in Champaign County, OH?
For a typical household earning the median income of $75,556/year ($6,296/month) in Champaign County, OH, a balanced 50/30/20 budget allocates $3,148/month to essential needs (rent, utilities, groceries), $1,889/month to discretionary spending, and $1,259/month to savings and debt repayment.
What are typical electricity and utility costs in Champaign County, OH?
Residential electricity rates in Ohio average 19.2¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $173 per month.