Nebraska · 2026 Federal Benchmarks

Cost of Living in Cass County, NE

The median household in Cass County, NE earns $91,836 a year ($7,653/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,368/month under HUD Fair Market Rents, requiring an annual income of at least $54,720 under the federal 30% housing rule, with overall consumer prices sitting 8.1% below the national baseline.

Key Economic Benchmarks

Median Household Income

$91,836$7,653 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,368HUD FY2026 Fair Market Rent
Price Parity (RPP)91.9-8.1% vs national baseline
Electricity Rate13.3¢per kWh · EIA Residential NE
Census Population27,161Official resident count

Fair market rent & 30% rule in Cass County, NE

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,368Monthly market rent
Share of gross income17.9%Recommended max: 30%
Annual income needed$54,720To meet the 30% standard
Max affordable rent$2,296At 30% of $91,836
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Cass County, NE

Official FY2026 HUD Fair Market Rents for Omaha-Council Bluffs, NE-IA HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Cass County, NE
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,090$13,080$43,60014.2%
1-Bedroom Apartment$1,148$13,776$45,92015%
2-Bedroom ApartmentBenchmark$1,368$16,416$54,72017.9%
3-Bedroom Home$1,813$21,756$72,52023.7%
4-Bedroom Home$2,046$24,552$81,84026.7%

See dedicated rental breakdown for Cass County, NE →

50/30/20 Living Budget in Cass County, NE

Based on the local median household income of $91,836/year ($7,653/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,827/moRent ($1,368 2-BR), utilities (~$119/mo), groceries, transit
Wants (30%)$2,296/moDiscretionary spending: dining, leisure, recreation at 91.9 RPP price level
Savings & Debt (20%)$1,531/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Nebraska

Explore net income after federal income tax, FICA, and Nebraska state income tax based on the local median baseline.

$91,836
$35,000$185,000
Filing status:
Gross salary breakdown$91,836
Net 76%
Fed 12%
NE 4%
FICA 8%
Annual take-home$70,138After all taxes
Monthly deposit$5,845Estimated per month
Biweekly paycheck$2,698Every 2 weeks (26/yr)
Effective tax rate23.6%Total tax burden
Federal income tax$11,374 / yr
Nebraska state income tax$3,299 / yr
FICA (Social Security & Medicare)$7,025 / yr

Compare earnings and living costs across Nebraska with official federal datasets:

Frequently Asked Questions About Living in Cass County, NE

What is the median household income in Cass County, NE?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cass County, NE is $91,836 per year (approximately $7,653 per month).

What is the average rent in Cass County, NE?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Cass County, NE are $1,090 for a studio, $1,148 for 1 bedroom, $1,368 for 2 bedrooms, $1,813 for 3 bedrooms, and $2,046 for 4 bedrooms.

How does the cost of living in Cass County, NE compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Cass County, NE is 91.9 (8.1% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Cass County, NE?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,368/month) in Cass County, NE requires a minimum gross household income of $54,720 per year ($4,560 per month).

What is a balanced 50/30/20 monthly budget in Cass County, NE?

For a typical household earning the median income of $91,836/year ($7,653/month) in Cass County, NE, a balanced 50/30/20 budget allocates $3,827/month to essential needs (rent, utilities, groceries), $2,296/month to discretionary spending, and $1,531/month to savings and debt repayment.

What are typical electricity and utility costs in Cass County, NE?

Residential electricity rates in Nebraska average 13.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $119 per month.