Key Economic Benchmarks
Median Household Income
$72,355$6,030 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Carson City, NV
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Carson City, NV
Official FY2026 HUD Fair Market Rents for Carson City, NV MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,105 | $13,260 | $44,200 | 18.3% |
| 1-Bedroom Apartment | $1,212 | $14,544 | $48,480 | 20.1% |
| 2-Bedroom ApartmentBenchmark | $1,546 | $18,552 | $61,840 | 25.6% |
| 3-Bedroom Home | $2,150 | $25,800 | $86,000 | 35.7% |
| 4-Bedroom Home | $2,593 | $31,116 | $103,720 | 43% |
50/30/20 Living Budget in Carson City, NV
Based on the local median household income of $72,355/year ($6,030/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Nevada
Explore net income after federal income tax, FICA, and Nevada state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Nevada with official federal datasets:
Frequently Asked Questions About Living in Carson City, NV
What is the median household income in Carson City, NV?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Carson City, NV is $72,355 per year (approximately $6,030 per month).
What is the average rent in Carson City, NV?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Carson City, NV are $1,105 for a studio, $1,212 for 1 bedroom, $1,546 for 2 bedrooms, $2,150 for 3 bedrooms, and $2,593 for 4 bedrooms.
How does the cost of living in Carson City, NV compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Carson City, NV is 98.1 (1.9% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Carson City, NV?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,546/month) in Carson City, NV requires a minimum gross household income of $61,840 per year ($5,153 per month).
What is a balanced 50/30/20 monthly budget in Carson City, NV?
For a typical household earning the median income of $72,355/year ($6,030/month) in Carson City, NV, a balanced 50/30/20 budget allocates $3,015/month to essential needs (rent, utilities, groceries), $1,809/month to discretionary spending, and $1,206/month to savings and debt repayment.
What are typical electricity and utility costs in Carson City, NV?
Residential electricity rates in Nevada average 13.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $118 per month.