New Hampshire · 2026 Federal Benchmarks

Cost of Living in Carroll County, NH

The median household in Carroll County, NH earns $86,463 a year ($7,205/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,709/month under HUD Fair Market Rents, requiring an annual income of at least $68,360 under the federal 30% housing rule, with overall consumer prices sitting 4.2% above the national baseline.

Key Economic Benchmarks

Median Household Income

$86,463$7,205 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,709HUD FY2026 Fair Market Rent
Price Parity (RPP)104.2+4.2% vs national baseline
Electricity Rate27¢per kWh · EIA Residential NH
Census Population51,804Official resident count

Fair market rent & 30% rule in Carroll County, NH

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,709Monthly market rent
Share of gross income23.7%Recommended max: 30%
Annual income needed$68,360To meet the 30% standard
Max affordable rent$2,162At 30% of $86,463
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Carroll County, NH

Official FY2026 HUD Fair Market Rents for Carroll County, NH. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Carroll County, NH
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,190$14,280$47,60016.5%
1-Bedroom Apartment$1,343$16,116$53,72018.6%
2-Bedroom ApartmentBenchmark$1,709$20,508$68,36023.7%
3-Bedroom Home$2,353$28,236$94,12032.7%
4-Bedroom Home$2,834$34,008$113,36039.3%

See dedicated rental breakdown for Carroll County, NH →

50/30/20 Living Budget in Carroll County, NH

Based on the local median household income of $86,463/year ($7,205/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,603/moRent ($1,709 2-BR), utilities (~$243/mo), groceries, transit
Wants (30%)$2,162/moDiscretionary spending: dining, leisure, recreation at 104.2 RPP price level
Savings & Debt (20%)$1,441/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in New Hampshire

Explore net income after federal income tax, FICA, and New Hampshire state income tax based on the local median baseline.

$86,463
$30,000$175,000
Filing status:
Gross salary breakdown$86,463
Net 81%
Fed 12%
FICA 8%
Annual take-home$69,657After all taxes
Monthly deposit$5,805Estimated per month
Biweekly paycheck$2,679Every 2 weeks (26/yr)
Effective tax rate19.4%Total tax burden
Federal income tax$10,192 / yr
New Hampshire state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,614 / yr

Compare earnings and living costs across New Hampshire with official federal datasets:

Frequently Asked Questions About Living in Carroll County, NH

What is the median household income in Carroll County, NH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Carroll County, NH is $86,463 per year (approximately $7,205 per month).

What is the average rent in Carroll County, NH?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Carroll County, NH are $1,190 for a studio, $1,343 for 1 bedroom, $1,709 for 2 bedrooms, $2,353 for 3 bedrooms, and $2,834 for 4 bedrooms.

How does the cost of living in Carroll County, NH compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Carroll County, NH is 104.2 (4.2% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Carroll County, NH?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,709/month) in Carroll County, NH requires a minimum gross household income of $68,360 per year ($5,697 per month).

What is a balanced 50/30/20 monthly budget in Carroll County, NH?

For a typical household earning the median income of $86,463/year ($7,205/month) in Carroll County, NH, a balanced 50/30/20 budget allocates $3,603/month to essential needs (rent, utilities, groceries), $2,162/month to discretionary spending, and $1,441/month to savings and debt repayment.

What are typical electricity and utility costs in Carroll County, NH?

Residential electricity rates in New Hampshire average 27¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $243 per month.