Key Economic Benchmarks
Median Household Income
$62,439$5,203 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Carlisle County, KY
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Carlisle County, KY
Official FY2026 HUD Fair Market Rents for Carlisle County, KY HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $683 | $8,196 | $27,320 | 13.1% |
| 1-Bedroom Apartment | $717 | $8,604 | $28,680 | 13.8% |
| 2-Bedroom ApartmentBenchmark | $915 | $10,980 | $36,600 | 17.6% |
| 3-Bedroom Home | $1,173 | $14,076 | $46,920 | 22.5% |
| 4-Bedroom Home | $1,399 | $16,788 | $55,960 | 26.9% |
50/30/20 Living Budget in Carlisle County, KY
Based on the local median household income of $62,439/year ($5,203/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Kentucky
Explore net income after federal income tax, FICA, and Kentucky state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Kentucky with official federal datasets:
Frequently Asked Questions About Living in Carlisle County, KY
What is the median household income in Carlisle County, KY?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Carlisle County, KY is $62,439 per year (approximately $5,203 per month).
What is the average rent in Carlisle County, KY?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Carlisle County, KY are $683 for a studio, $717 for 1 bedroom, $915 for 2 bedrooms, $1,173 for 3 bedrooms, and $1,399 for 4 bedrooms.
How does the cost of living in Carlisle County, KY compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Carlisle County, KY is 86.1 (13.9% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Carlisle County, KY?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($915/month) in Carlisle County, KY requires a minimum gross household income of $36,600 per year ($3,050 per month).
What is a balanced 50/30/20 monthly budget in Carlisle County, KY?
For a typical household earning the median income of $62,439/year ($5,203/month) in Carlisle County, KY, a balanced 50/30/20 budget allocates $2,602/month to essential needs (rent, utilities, groceries), $1,561/month to discretionary spending, and $1,041/month to savings and debt repayment.
What are typical electricity and utility costs in Carlisle County, KY?
Residential electricity rates in Kentucky average 14.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $128 per month.