Pennsylvania · 2026 Federal Benchmarks

Cost of Living in Carbon County, PA

The median household in Carbon County, PA earns $67,554 a year ($5,630/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,634/month under HUD Fair Market Rents, requiring an annual income of at least $65,360 under the federal 30% housing rule, with overall consumer prices sitting 0% above the national baseline.

Key Economic Benchmarks

Median Household Income

$67,554$5,630 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,634HUD FY2026 Fair Market Rent
Price Parity (RPP)100.0+0% vs national baseline
Electricity Rate21.7¢per kWh · EIA Residential PA
Census Population65,382Official resident count

Fair market rent & 30% rule in Carbon County, PA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,634Monthly market rent
Share of gross income29%Recommended max: 30%
Annual income needed$65,360To meet the 30% standard
Max affordable rent$1,689At 30% of $67,554
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Carbon County, PA

Official FY2026 HUD Fair Market Rents for Allentown-Bethlehem-Easton, PA HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Carbon County, PA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,130$13,560$45,20020.1%
1-Bedroom Apartment$1,341$16,092$53,64023.8%
2-Bedroom ApartmentBenchmark$1,634$19,608$65,36029%
3-Bedroom Home$2,087$25,044$83,48037.1%
4-Bedroom Home$2,195$26,340$87,80039%

See dedicated rental breakdown for Carbon County, PA →

50/30/20 Living Budget in Carbon County, PA

Based on the local median household income of $67,554/year ($5,630/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,815/moRent ($1,634 2-BR), utilities (~$196/mo), groceries, transit
Wants (30%)$1,689/moDiscretionary spending: dining, leisure, recreation at 100.0 RPP price level
Savings & Debt (20%)$1,126/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Pennsylvania

Explore net income after federal income tax, FICA, and Pennsylvania state income tax based on the local median baseline.

$67,554
$25,000$140,000
Filing status:
Gross salary breakdown$67,554
Net 80%
Fed 9%
PA 3%
FICA 8%
Annual take-home$54,280After all taxes
Monthly deposit$4,523Estimated per month
Biweekly paycheck$2,088Every 2 weeks (26/yr)
Effective tax rate19.7%Total tax burden
Federal income tax$6,032 / yr
Pennsylvania state income tax$2,074 / yr
FICA (Social Security & Medicare)$5,168 / yr

Compare earnings and living costs across Pennsylvania with official federal datasets:

Frequently Asked Questions About Living in Carbon County, PA

What is the median household income in Carbon County, PA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Carbon County, PA is $67,554 per year (approximately $5,630 per month).

What is the average rent in Carbon County, PA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Carbon County, PA are $1,130 for a studio, $1,341 for 1 bedroom, $1,634 for 2 bedrooms, $2,087 for 3 bedrooms, and $2,195 for 4 bedrooms.

How does the cost of living in Carbon County, PA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Carbon County, PA is 100.0 (0% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Carbon County, PA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,634/month) in Carbon County, PA requires a minimum gross household income of $65,360 per year ($5,447 per month).

What is a balanced 50/30/20 monthly budget in Carbon County, PA?

For a typical household earning the median income of $67,554/year ($5,630/month) in Carbon County, PA, a balanced 50/30/20 budget allocates $2,815/month to essential needs (rent, utilities, groceries), $1,689/month to discretionary spending, and $1,126/month to savings and debt repayment.

What are typical electricity and utility costs in Carbon County, PA?

Residential electricity rates in Pennsylvania average 21.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $196 per month.