Louisiana · 2026 Federal Benchmarks

Cost of Living in Calcasieu Parish, LA

The median household in Calcasieu Parish, LA earns $67,564 a year ($5,630/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,217/month under HUD Fair Market Rents, requiring an annual income of at least $48,680 under the federal 30% housing rule, with overall consumer prices sitting 14.1% below the national baseline.

Key Economic Benchmarks

Median Household Income

$67,564$5,630 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,217HUD FY2026 Fair Market Rent
Price Parity (RPP)85.9-14.1% vs national baseline
Electricity Rate13.5¢per kWh · EIA Residential LA
Census Population207,088Official resident count

Fair market rent & 30% rule in Calcasieu Parish, LA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,217Monthly market rent
Share of gross income21.6%Recommended max: 30%
Annual income needed$48,680To meet the 30% standard
Max affordable rent$1,689At 30% of $67,564
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Calcasieu Parish, LA

Official FY2026 HUD Fair Market Rents for Lake Charles, LA HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Calcasieu Parish, LA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$921$11,052$36,84016.4%
1-Bedroom Apartment$928$11,136$37,12016.5%
2-Bedroom ApartmentBenchmark$1,217$14,604$48,68021.6%
3-Bedroom Home$1,459$17,508$58,36025.9%
4-Bedroom Home$1,611$19,332$64,44028.6%

See dedicated rental breakdown for Calcasieu Parish, LA →

50/30/20 Living Budget in Calcasieu Parish, LA

Based on the local median household income of $67,564/year ($5,630/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,815/moRent ($1,217 2-BR), utilities (~$121/mo), groceries, transit
Wants (30%)$1,689/moDiscretionary spending: dining, leisure, recreation at 85.9 RPP price level
Savings & Debt (20%)$1,126/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Louisiana

Explore net income after federal income tax, FICA, and Louisiana state income tax based on the local median baseline.

$67,564
$25,000$140,000
Filing status:
Gross salary breakdown$67,564
Net 81%
Fed 9%
LA 2%
FICA 8%
Annual take-home$54,721After all taxes
Monthly deposit$4,560Estimated per month
Biweekly paycheck$2,105Every 2 weeks (26/yr)
Effective tax rate19%Total tax burden
Federal income tax$6,034 / yr
Louisiana state income tax$1,641 / yr
FICA (Social Security & Medicare)$5,169 / yr

Compare earnings and living costs across Louisiana with official federal datasets:

Frequently Asked Questions About Living in Calcasieu Parish, LA

What is the median household income in Calcasieu Parish, LA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Calcasieu Parish, LA is $67,564 per year (approximately $5,630 per month).

What is the average rent in Calcasieu Parish, LA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Calcasieu Parish, LA are $921 for a studio, $928 for 1 bedroom, $1,217 for 2 bedrooms, $1,459 for 3 bedrooms, and $1,611 for 4 bedrooms.

How does the cost of living in Calcasieu Parish, LA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Calcasieu Parish, LA is 85.9 (14.1% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Calcasieu Parish, LA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,217/month) in Calcasieu Parish, LA requires a minimum gross household income of $48,680 per year ($4,057 per month).

What is a balanced 50/30/20 monthly budget in Calcasieu Parish, LA?

For a typical household earning the median income of $67,564/year ($5,630/month) in Calcasieu Parish, LA, a balanced 50/30/20 budget allocates $2,815/month to essential needs (rent, utilities, groceries), $1,689/month to discretionary spending, and $1,126/month to savings and debt repayment.

What are typical electricity and utility costs in Calcasieu Parish, LA?

Residential electricity rates in Louisiana average 13.5¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $121 per month.