Utah · 2026 Federal Benchmarks

Cost of Living in Cache County, UT

The median household in Cache County, UT earns $81,665 a year ($6,805/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,241/month under HUD Fair Market Rents, requiring an annual income of at least $49,640 under the federal 30% housing rule, with overall consumer prices sitting 4.1% below the national baseline.

Key Economic Benchmarks

Median Household Income

$81,665$6,805 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,241HUD FY2026 Fair Market Rent
Price Parity (RPP)95.9-4.1% vs national baseline
Electricity Rate13.4¢per kWh · EIA Residential UT
Census Population140,046Official resident count

Fair market rent & 30% rule in Cache County, UT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,241Monthly market rent
Share of gross income18.2%Recommended max: 30%
Annual income needed$49,640To meet the 30% standard
Max affordable rent$2,042At 30% of $81,665
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Cache County, UT

Official FY2026 HUD Fair Market Rents for Logan, UT-ID MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Cache County, UT
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$940$11,280$37,60013.8%
1-Bedroom Apartment$946$11,352$37,84013.9%
2-Bedroom ApartmentBenchmark$1,241$14,892$49,64018.2%
3-Bedroom Home$1,726$20,712$69,04025.4%
4-Bedroom Home$2,082$24,984$83,28030.6%

See dedicated rental breakdown for Cache County, UT →

50/30/20 Living Budget in Cache County, UT

Based on the local median household income of $81,665/year ($6,805/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,403/moRent ($1,241 2-BR), utilities (~$120/mo), groceries, transit
Wants (30%)$2,042/moDiscretionary spending: dining, leisure, recreation at 95.9 RPP price level
Savings & Debt (20%)$1,361/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Utah

Explore net income after federal income tax, FICA, and Utah state income tax based on the local median baseline.

$81,665
$30,000$165,000
Filing status:
Gross salary breakdown$81,665
Net 77%
Fed 11%
UT 4%
FICA 8%
Annual take-home$62,748After all taxes
Monthly deposit$5,229Estimated per month
Biweekly paycheck$2,413Every 2 weeks (26/yr)
Effective tax rate23.2%Total tax burden
Federal income tax$9,136 / yr
Utah state income tax$3,534 / yr
FICA (Social Security & Medicare)$6,247 / yr

Compare earnings and living costs across Utah with official federal datasets:

Frequently Asked Questions About Living in Cache County, UT

What is the median household income in Cache County, UT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cache County, UT is $81,665 per year (approximately $6,805 per month).

What is the average rent in Cache County, UT?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Cache County, UT are $940 for a studio, $946 for 1 bedroom, $1,241 for 2 bedrooms, $1,726 for 3 bedrooms, and $2,082 for 4 bedrooms.

How does the cost of living in Cache County, UT compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Cache County, UT is 95.9 (4.1% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Cache County, UT?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,241/month) in Cache County, UT requires a minimum gross household income of $49,640 per year ($4,137 per month).

What is a balanced 50/30/20 monthly budget in Cache County, UT?

For a typical household earning the median income of $81,665/year ($6,805/month) in Cache County, UT, a balanced 50/30/20 budget allocates $3,403/month to essential needs (rent, utilities, groceries), $2,042/month to discretionary spending, and $1,361/month to savings and debt repayment.

What are typical electricity and utility costs in Cache County, UT?

Residential electricity rates in Utah average 13.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $120 per month.