South Dakota · 2026 Federal Benchmarks

Cost of Living in Brown County, SD

The median household in Brown County, SD earns $70,898 a year ($5,908/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $929/month under HUD Fair Market Rents, requiring an annual income of at least $37,160 under the federal 30% housing rule, with overall consumer prices sitting 11.4% below the national baseline.

Key Economic Benchmarks

Median Household Income

$70,898$5,908 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$929HUD FY2026 Fair Market Rent
Price Parity (RPP)88.6-11.4% vs national baseline
Electricity Rate15.4¢per kWh · EIA Residential SD
Census Population37,877Official resident count

Fair market rent & 30% rule in Brown County, SD

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$929Monthly market rent
Share of gross income15.7%Recommended max: 30%
Annual income needed$37,160To meet the 30% standard
Max affordable rent$1,772At 30% of $70,898
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Brown County, SD

Official FY2026 HUD Fair Market Rents for Brown County, SD. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Brown County, SD
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$652$7,824$26,08011%
1-Bedroom Apartment$708$8,496$28,32012%
2-Bedroom ApartmentBenchmark$929$11,148$37,16015.7%
3-Bedroom Home$1,168$14,016$46,72019.8%
4-Bedroom Home$1,477$17,724$59,08025%

See dedicated rental breakdown for Brown County, SD →

50/30/20 Living Budget in Brown County, SD

Based on the local median household income of $70,898/year ($5,908/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,954/moRent ($929 2-BR), utilities (~$138/mo), groceries, transit
Wants (30%)$1,772/moDiscretionary spending: dining, leisure, recreation at 88.6 RPP price level
Savings & Debt (20%)$1,182/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in South Dakota

Explore net income after federal income tax, FICA, and South Dakota state income tax based on the local median baseline.

$70,898
$25,000$145,000
Filing status:
Gross salary breakdown$70,898
Net 83%
Fed 10%
FICA 8%
Annual take-home$58,707After all taxes
Monthly deposit$4,892Estimated per month
Biweekly paycheck$2,258Every 2 weeks (26/yr)
Effective tax rate17.2%Total tax burden
Federal income tax$6,768 / yr
South Dakota state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,424 / yr

Compare earnings and living costs across South Dakota with official federal datasets:

Frequently Asked Questions About Living in Brown County, SD

What is the median household income in Brown County, SD?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Brown County, SD is $70,898 per year (approximately $5,908 per month).

What is the average rent in Brown County, SD?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Brown County, SD are $652 for a studio, $708 for 1 bedroom, $929 for 2 bedrooms, $1,168 for 3 bedrooms, and $1,477 for 4 bedrooms.

How does the cost of living in Brown County, SD compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Brown County, SD is 88.6 (11.4% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Brown County, SD?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($929/month) in Brown County, SD requires a minimum gross household income of $37,160 per year ($3,097 per month).

What is a balanced 50/30/20 monthly budget in Brown County, SD?

For a typical household earning the median income of $70,898/year ($5,908/month) in Brown County, SD, a balanced 50/30/20 budget allocates $2,954/month to essential needs (rent, utilities, groceries), $1,772/month to discretionary spending, and $1,182/month to savings and debt repayment.

What are typical electricity and utility costs in Brown County, SD?

Residential electricity rates in South Dakota average 15.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $138 per month.