Key Economic Benchmarks
Median Household Income
$70,374$5,865 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Broadwater County, MT
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Broadwater County, MT
Official FY2026 HUD Fair Market Rents for Broadwater County, MT HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,240 | $14,880 | $49,600 | 21.1% |
| 1-Bedroom Apartment | $1,595 | $19,140 | $63,800 | 27.2% |
| 2-Bedroom ApartmentBenchmark | $1,748 | $20,976 | $69,920 | 29.8% |
| 3-Bedroom Home | $2,096 | $25,152 | $83,840 | 35.7% |
| 4-Bedroom Home | $2,856 | $34,272 | $114,240 | 48.7% |
50/30/20 Living Budget in Broadwater County, MT
Based on the local median household income of $70,374/year ($5,865/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Montana
Explore net income after federal income tax, FICA, and Montana state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Montana with official federal datasets:
Frequently Asked Questions About Living in Broadwater County, MT
What is the median household income in Broadwater County, MT?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Broadwater County, MT is $70,374 per year (approximately $5,865 per month).
What is the average rent in Broadwater County, MT?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Broadwater County, MT are $1,240 for a studio, $1,595 for 1 bedroom, $1,748 for 2 bedrooms, $2,096 for 3 bedrooms, and $2,856 for 4 bedrooms.
How does the cost of living in Broadwater County, MT compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Broadwater County, MT is 95.7 (4.3% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Broadwater County, MT?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,748/month) in Broadwater County, MT requires a minimum gross household income of $69,920 per year ($5,827 per month).
What is a balanced 50/30/20 monthly budget in Broadwater County, MT?
For a typical household earning the median income of $70,374/year ($5,865/month) in Broadwater County, MT, a balanced 50/30/20 budget allocates $2,932/month to essential needs (rent, utilities, groceries), $1,759/month to discretionary spending, and $1,173/month to savings and debt repayment.
What are typical electricity and utility costs in Broadwater County, MT?
Residential electricity rates in Montana average 15.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $136 per month.