Florida · 2026 Federal Benchmarks

Cost of Living in Brent, FL

The median household in Brent, FL earns $49,167 a year ($4,097/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,471/month under HUD Fair Market Rents, requiring an annual income of at least $58,840 under the federal 30% housing rule, with overall consumer prices sitting 2.3% below the national baseline.

Key Economic Benchmarks

Median Household Income

$49,167$4,097 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,471HUD FY2026 Fair Market Rent
Price Parity (RPP)97.7-2.3% vs national baseline
Electricity Rate15.1¢per kWh · EIA Residential FL
Census Population23,813Official resident count

Fair market rent & 30% rule in Brent, FL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,471Monthly market rent
Share of gross income35.9%Recommended max: 30%
Annual income needed$58,840To meet the 30% standard
Max affordable rent$1,229At 30% of $49,167
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Brent, FL

Official FY2026 HUD Fair Market Rents for Pensacola-Ferry Pass-Brent, FL MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Brent, FL
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,112$13,344$44,48027.1%
1-Bedroom Apartment$1,257$15,084$50,28030.7%
2-Bedroom ApartmentBenchmark$1,471$17,652$58,84035.9%
3-Bedroom Home$1,952$23,424$78,08047.6%
4-Bedroom Home$2,380$28,560$95,20058.1%

See dedicated rental breakdown for Brent, FL →

50/30/20 Living Budget in Brent, FL

Based on the local median household income of $49,167/year ($4,097/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,049/moRent ($1,471 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,229/moDiscretionary spending: dining, leisure, recreation at 97.7 RPP price level
Savings & Debt (20%)$819/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Florida

Explore net income after federal income tax, FICA, and Florida state income tax based on the local median baseline.

$49,167
$15,000$100,000
Filing status:
Gross salary breakdown$49,167
Net 85%
Fed 8%
FICA 8%
Annual take-home$41,686After all taxes
Monthly deposit$3,474Estimated per month
Biweekly paycheck$1,603Every 2 weeks (26/yr)
Effective tax rate15.2%Total tax burden
Federal income tax$3,720 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$3,761 / yr

Compare earnings and living costs across Florida with official federal datasets:

Frequently Asked Questions About Living in Brent, FL

What is the median household income in Brent, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Brent, FL is $49,167 per year (approximately $4,097 per month).

What is the average rent in Brent, FL?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Brent, FL are $1,112 for a studio, $1,257 for 1 bedroom, $1,471 for 2 bedrooms, $1,952 for 3 bedrooms, and $2,380 for 4 bedrooms.

How does the cost of living in Brent, FL compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Brent, FL is 97.7 (2.3% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Brent, FL?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,471/month) in Brent, FL requires a minimum gross household income of $58,840 per year ($4,903 per month).

What is a balanced 50/30/20 monthly budget in Brent, FL?

For a typical household earning the median income of $49,167/year ($4,097/month) in Brent, FL, a balanced 50/30/20 budget allocates $2,049/month to essential needs (rent, utilities, groceries), $1,229/month to discretionary spending, and $819/month to savings and debt repayment.

What are typical electricity and utility costs in Brent, FL?

Residential electricity rates in Florida average 15.1¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $136 per month.