Washington · 2026 Federal Benchmarks

Cost of Living in Bremerton, WA

The median household in Bremerton, WA earns $74,940 a year ($6,245/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $2,031/month under HUD Fair Market Rents, requiring an annual income of at least $81,240 under the federal 30% housing rule, with overall consumer prices sitting 5.6% above the national baseline.

Key Economic Benchmarks

Median Household Income

$74,940$6,245 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$2,031HUD FY2026 Fair Market Rent
Price Parity (RPP)105.6+5.6% vs national baseline
Electricity Rate14.9¢per kWh · EIA Residential WA
Census Population44,830Official resident count

Fair market rent & 30% rule in Bremerton, WA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$2,031Monthly market rent
Share of gross income32.5%Recommended max: 30%
Annual income needed$81,240To meet the 30% standard
Max affordable rent$1,874At 30% of $74,940
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Bremerton, WA

Official FY2026 HUD Fair Market Rents for Bremerton-Silverdale-Port Orchard, WA MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Bremerton, WA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,400$16,800$56,00022.4%
1-Bedroom Apartment$1,548$18,576$61,92024.8%
2-Bedroom ApartmentBenchmark$2,031$24,372$81,24032.5%
3-Bedroom Home$2,676$32,112$107,04042.9%
4-Bedroom Home$2,941$35,292$117,64047.1%

See dedicated rental breakdown for Bremerton, WA →

50/30/20 Living Budget in Bremerton, WA

Based on the local median household income of $74,940/year ($6,245/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,123/moRent ($2,031 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$1,874/moDiscretionary spending: dining, leisure, recreation at 105.6 RPP price level
Savings & Debt (20%)$1,249/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Washington

Explore net income after federal income tax, FICA, and Washington state income tax based on the local median baseline.

$74,940
$25,000$150,000
Filing status:
Gross salary breakdown$74,940
Net 82%
Fed 10%
FICA 8%
Annual take-home$61,550After all taxes
Monthly deposit$5,129Estimated per month
Biweekly paycheck$2,367Every 2 weeks (26/yr)
Effective tax rate17.9%Total tax burden
Federal income tax$7,657 / yr
Washington state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,733 / yr

Compare earnings and living costs across Washington with official federal datasets:

Frequently Asked Questions About Living in Bremerton, WA

What is the median household income in Bremerton, WA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bremerton, WA is $74,940 per year (approximately $6,245 per month).

What is the average rent in Bremerton, WA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Bremerton, WA are $1,400 for a studio, $1,548 for 1 bedroom, $2,031 for 2 bedrooms, $2,676 for 3 bedrooms, and $2,941 for 4 bedrooms.

How does the cost of living in Bremerton, WA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Bremerton, WA is 105.6 (5.6% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Bremerton, WA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($2,031/month) in Bremerton, WA requires a minimum gross household income of $81,240 per year ($6,770 per month).

What is a balanced 50/30/20 monthly budget in Bremerton, WA?

For a typical household earning the median income of $74,940/year ($6,245/month) in Bremerton, WA, a balanced 50/30/20 budget allocates $3,123/month to essential needs (rent, utilities, groceries), $1,874/month to discretionary spending, and $1,249/month to savings and debt repayment.

What are typical electricity and utility costs in Bremerton, WA?

Residential electricity rates in Washington average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.