Key Economic Benchmarks
Median Household Income
$65,625$5,469 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Borden County, TX
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Borden County, TX
Official FY2026 HUD Fair Market Rents for Borden County, TX. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $789 | $9,468 | $31,560 | 14.4% |
| 1-Bedroom Apartment | $811 | $9,732 | $32,440 | 14.8% |
| 2-Bedroom ApartmentBenchmark | $1,015 | $12,180 | $40,600 | 18.6% |
| 3-Bedroom Home | $1,321 | $15,852 | $52,840 | 24.2% |
| 4-Bedroom Home | $1,493 | $17,916 | $59,720 | 27.3% |
50/30/20 Living Budget in Borden County, TX
Based on the local median household income of $65,625/year ($5,469/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Texas
Explore net income after federal income tax, FICA, and Texas state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Texas with official federal datasets:
Frequently Asked Questions About Living in Borden County, TX
What is the median household income in Borden County, TX?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Borden County, TX is $65,625 per year (approximately $5,469 per month).
What is the average rent in Borden County, TX?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Borden County, TX are $789 for a studio, $811 for 1 bedroom, $1,015 for 2 bedrooms, $1,321 for 3 bedrooms, and $1,493 for 4 bedrooms.
How does the cost of living in Borden County, TX compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Borden County, TX is 97.1 (2.9% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Borden County, TX?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,015/month) in Borden County, TX requires a minimum gross household income of $40,600 per year ($3,383 per month).
What is a balanced 50/30/20 monthly budget in Borden County, TX?
For a typical household earning the median income of $65,625/year ($5,469/month) in Borden County, TX, a balanced 50/30/20 budget allocates $2,734/month to essential needs (rent, utilities, groceries), $1,641/month to discretionary spending, and $1,094/month to savings and debt repayment.
What are typical electricity and utility costs in Borden County, TX?
Residential electricity rates in Texas average 15.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $143 per month.