Texas · 2026 Federal Benchmarks

Cost of Living in Blanco County, TX

The median household in Blanco County, TX earns $92,425 a year ($7,702/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,167/month under HUD Fair Market Rents, requiring an annual income of at least $46,680 under the federal 30% housing rule, with overall consumer prices sitting 2.9% below the national baseline.

Key Economic Benchmarks

Median Household Income

$92,425$7,702 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,167HUD FY2026 Fair Market Rent
Price Parity (RPP)97.1-2.9% vs national baseline
Electricity Rate15.9¢per kWh · EIA Residential TX
Census Population12,446Official resident count

Fair market rent & 30% rule in Blanco County, TX

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,167Monthly market rent
Share of gross income15.2%Recommended max: 30%
Annual income needed$46,680To meet the 30% standard
Max affordable rent$2,311At 30% of $92,425
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Blanco County, TX

Official FY2026 HUD Fair Market Rents for Blanco County, TX. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Blanco County, TX
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$884$10,608$35,36011.5%
1-Bedroom Apartment$889$10,668$35,56011.5%
2-Bedroom ApartmentBenchmark$1,167$14,004$46,68015.2%
3-Bedroom Home$1,623$19,476$64,92021.1%
4-Bedroom Home$1,717$20,604$68,68022.3%

See dedicated rental breakdown for Blanco County, TX →

50/30/20 Living Budget in Blanco County, TX

Based on the local median household income of $92,425/year ($7,702/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,851/moRent ($1,167 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$2,311/moDiscretionary spending: dining, leisure, recreation at 97.1 RPP price level
Savings & Debt (20%)$1,540/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Texas

Explore net income after federal income tax, FICA, and Texas state income tax based on the local median baseline.

$92,425
$35,000$185,000
Filing status:
Gross salary breakdown$92,425
Net 80%
Fed 12%
FICA 8%
Annual take-home$73,851After all taxes
Monthly deposit$6,154Estimated per month
Biweekly paycheck$2,840Every 2 weeks (26/yr)
Effective tax rate20.1%Total tax burden
Federal income tax$11,504 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$7,071 / yr

Compare earnings and living costs across Texas with official federal datasets:

Frequently Asked Questions About Living in Blanco County, TX

What is the median household income in Blanco County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Blanco County, TX is $92,425 per year (approximately $7,702 per month).

What is the average rent in Blanco County, TX?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Blanco County, TX are $884 for a studio, $889 for 1 bedroom, $1,167 for 2 bedrooms, $1,623 for 3 bedrooms, and $1,717 for 4 bedrooms.

How does the cost of living in Blanco County, TX compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Blanco County, TX is 97.1 (2.9% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Blanco County, TX?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,167/month) in Blanco County, TX requires a minimum gross household income of $46,680 per year ($3,890 per month).

What is a balanced 50/30/20 monthly budget in Blanco County, TX?

For a typical household earning the median income of $92,425/year ($7,702/month) in Blanco County, TX, a balanced 50/30/20 budget allocates $3,851/month to essential needs (rent, utilities, groceries), $2,311/month to discretionary spending, and $1,540/month to savings and debt repayment.

What are typical electricity and utility costs in Blanco County, TX?

Residential electricity rates in Texas average 15.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $143 per month.