Oklahoma · 2026 Federal Benchmarks

Cost of Living in Blaine County, OK

The median household in Blaine County, OK earns $61,642 a year ($5,137/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $979/month under HUD Fair Market Rents, requiring an annual income of at least $39,160 under the federal 30% housing rule, with overall consumer prices sitting 12.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$61,642$5,137 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$979HUD FY2026 Fair Market Rent
Price Parity (RPP)87.8-12.2% vs national baseline
Electricity Rate14.3¢per kWh · EIA Residential OK
Census Population8,570Official resident count

Fair market rent & 30% rule in Blaine County, OK

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$979Monthly market rent
Share of gross income19.1%Recommended max: 30%
Annual income needed$39,160To meet the 30% standard
Max affordable rent$1,541At 30% of $61,642
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Blaine County, OK

Official FY2026 HUD Fair Market Rents for Blaine County, OK. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Blaine County, OK
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$736$8,832$29,44014.3%
1-Bedroom Apartment$746$8,952$29,84014.5%
2-Bedroom ApartmentBenchmark$979$11,748$39,16019.1%
3-Bedroom Home$1,174$14,088$46,96022.9%
4-Bedroom Home$1,447$17,364$57,88028.2%

See dedicated rental breakdown for Blaine County, OK →

50/30/20 Living Budget in Blaine County, OK

Based on the local median household income of $61,642/year ($5,137/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,568/moRent ($979 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,541/moDiscretionary spending: dining, leisure, recreation at 87.8 RPP price level
Savings & Debt (20%)$1,027/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Oklahoma

Explore net income after federal income tax, FICA, and Oklahoma state income tax based on the local median baseline.

$61,642
$20,000$125,000
Filing status:
Gross salary breakdown$61,642
Net 80%
Fed 8%
OK 4%
FICA 8%
Annual take-home$49,481After all taxes
Monthly deposit$4,123Estimated per month
Biweekly paycheck$1,903Every 2 weeks (26/yr)
Effective tax rate19.7%Total tax burden
Federal income tax$5,217 / yr
Oklahoma state income tax$2,228 / yr
FICA (Social Security & Medicare)$4,716 / yr

Compare earnings and living costs across Oklahoma with official federal datasets:

Frequently Asked Questions About Living in Blaine County, OK

What is the median household income in Blaine County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Blaine County, OK is $61,642 per year (approximately $5,137 per month).

What is the average rent in Blaine County, OK?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Blaine County, OK are $736 for a studio, $746 for 1 bedroom, $979 for 2 bedrooms, $1,174 for 3 bedrooms, and $1,447 for 4 bedrooms.

How does the cost of living in Blaine County, OK compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Blaine County, OK is 87.8 (12.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Blaine County, OK?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($979/month) in Blaine County, OK requires a minimum gross household income of $39,160 per year ($3,263 per month).

What is a balanced 50/30/20 monthly budget in Blaine County, OK?

For a typical household earning the median income of $61,642/year ($5,137/month) in Blaine County, OK, a balanced 50/30/20 budget allocates $2,568/month to essential needs (rent, utilities, groceries), $1,541/month to discretionary spending, and $1,027/month to savings and debt repayment.

What are typical electricity and utility costs in Blaine County, OK?

Residential electricity rates in Oklahoma average 14.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $129 per month.