Georgia · 2026 Federal Benchmarks

Cost of Living in Bibb County, GA

The median household in Bibb County, GA earns $51,234 a year ($4,270/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,307/month under HUD Fair Market Rents, requiring an annual income of at least $52,280 under the federal 30% housing rule, with overall consumer prices sitting 11.5% below the national baseline.

Key Economic Benchmarks

Median Household Income

$51,234$4,270 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,307HUD FY2026 Fair Market Rent
Price Parity (RPP)88.5-11.5% vs national baseline
Electricity Rate16.4¢per kWh · EIA Residential GA
Census Population156,578Official resident count

Fair market rent & 30% rule in Bibb County, GA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,307Monthly market rent
Share of gross income30.6%Recommended max: 30%
Annual income needed$52,280To meet the 30% standard
Max affordable rent$1,281At 30% of $51,234
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Bibb County, GA

Official FY2026 HUD Fair Market Rents for Macon-Bibb County, GA HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Bibb County, GA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,085$13,020$43,40025.4%
1-Bedroom Apartment$1,158$13,896$46,32027.1%
2-Bedroom ApartmentBenchmark$1,307$15,684$52,28030.6%
3-Bedroom Home$1,567$18,804$62,68036.7%
4-Bedroom Home$1,731$20,772$69,24040.5%

See dedicated rental breakdown for Bibb County, GA →

50/30/20 Living Budget in Bibb County, GA

Based on the local median household income of $51,234/year ($4,270/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,135/moRent ($1,307 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,281/moDiscretionary spending: dining, leisure, recreation at 88.5 RPP price level
Savings & Debt (20%)$854/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Georgia

Explore net income after federal income tax, FICA, and Georgia state income tax based on the local median baseline.

$51,234
$20,000$105,000
Filing status:
Gross salary breakdown$51,234
Net 81%
Fed 8%
GA 4%
FICA 8%
Annual take-home$41,538After all taxes
Monthly deposit$3,462Estimated per month
Biweekly paycheck$1,598Every 2 weeks (26/yr)
Effective tax rate18.9%Total tax burden
Federal income tax$3,968 / yr
Georgia state income tax$1,808 / yr
FICA (Social Security & Medicare)$3,919 / yr

Compare earnings and living costs across Georgia with official federal datasets:

Frequently Asked Questions About Living in Bibb County, GA

What is the median household income in Bibb County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Bibb County, GA is $51,234 per year (approximately $4,270 per month).

What is the average rent in Bibb County, GA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Bibb County, GA are $1,085 for a studio, $1,158 for 1 bedroom, $1,307 for 2 bedrooms, $1,567 for 3 bedrooms, and $1,731 for 4 bedrooms.

How does the cost of living in Bibb County, GA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Bibb County, GA is 88.5 (11.5% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Bibb County, GA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,307/month) in Bibb County, GA requires a minimum gross household income of $52,280 per year ($4,357 per month).

What is a balanced 50/30/20 monthly budget in Bibb County, GA?

For a typical household earning the median income of $51,234/year ($4,270/month) in Bibb County, GA, a balanced 50/30/20 budget allocates $2,135/month to essential needs (rent, utilities, groceries), $1,281/month to discretionary spending, and $854/month to savings and debt repayment.

What are typical electricity and utility costs in Bibb County, GA?

Residential electricity rates in Georgia average 16.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.