Washington · 2026 Federal Benchmarks

Cost of Living in Benton County, WA

The median household in Benton County, WA earns $89,874 a year ($7,490/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,538/month under HUD Fair Market Rents, requiring an annual income of at least $61,520 under the federal 30% housing rule, with overall consumer prices sitting 0.1% above the national baseline.

Key Economic Benchmarks

Median Household Income

$89,874$7,490 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,538HUD FY2026 Fair Market Rent
Price Parity (RPP)100.1+0.1% vs national baseline
Electricity Rate14.9¢per kWh · EIA Residential WA
Census Population212,905Official resident count

Fair market rent & 30% rule in Benton County, WA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,538Monthly market rent
Share of gross income20.5%Recommended max: 30%
Annual income needed$61,520To meet the 30% standard
Max affordable rent$2,247At 30% of $89,874
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Benton County, WA

Official FY2026 HUD Fair Market Rents for Kennewick-Richland, WA MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Benton County, WA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,122$13,464$44,88015%
1-Bedroom Apartment$1,268$15,216$50,72016.9%
2-Bedroom ApartmentBenchmark$1,538$18,456$61,52020.5%
3-Bedroom Home$2,071$24,852$82,84027.7%
4-Bedroom Home$2,385$28,620$95,40031.8%

See dedicated rental breakdown for Benton County, WA →

50/30/20 Living Budget in Benton County, WA

Based on the local median household income of $89,874/year ($7,490/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,745/moRent ($1,538 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$2,247/moDiscretionary spending: dining, leisure, recreation at 100.1 RPP price level
Savings & Debt (20%)$1,498/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Washington

Explore net income after federal income tax, FICA, and Washington state income tax based on the local median baseline.

$89,874
$35,000$180,000
Filing status:
Gross salary breakdown$89,874
Net 80%
Fed 12%
FICA 8%
Annual take-home$72,056After all taxes
Monthly deposit$6,005Estimated per month
Biweekly paycheck$2,771Every 2 weeks (26/yr)
Effective tax rate19.8%Total tax burden
Federal income tax$10,942 / yr
Washington state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,875 / yr

Compare earnings and living costs across Washington with official federal datasets:

Frequently Asked Questions About Living in Benton County, WA

What is the median household income in Benton County, WA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Benton County, WA is $89,874 per year (approximately $7,490 per month).

What is the average rent in Benton County, WA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Benton County, WA are $1,122 for a studio, $1,268 for 1 bedroom, $1,538 for 2 bedrooms, $2,071 for 3 bedrooms, and $2,385 for 4 bedrooms.

How does the cost of living in Benton County, WA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Benton County, WA is 100.1 (0.1% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Benton County, WA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,538/month) in Benton County, WA requires a minimum gross household income of $61,520 per year ($5,127 per month).

What is a balanced 50/30/20 monthly budget in Benton County, WA?

For a typical household earning the median income of $89,874/year ($7,490/month) in Benton County, WA, a balanced 50/30/20 budget allocates $3,745/month to essential needs (rent, utilities, groceries), $2,247/month to discretionary spending, and $1,498/month to savings and debt repayment.

What are typical electricity and utility costs in Benton County, WA?

Residential electricity rates in Washington average 14.9¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $134 per month.