Ohio · 2026 Federal Benchmarks

Cost of Living in Athens County, OH

The median household in Athens County, OH earns $56,001 a year ($4,667/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,092/month under HUD Fair Market Rents, requiring an annual income of at least $43,680 under the federal 30% housing rule, with overall consumer prices sitting 7.2% below the national baseline.

Key Economic Benchmarks

Median Household Income

$56,001$4,667 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,092HUD FY2026 Fair Market Rent
Price Parity (RPP)92.8-7.2% vs national baseline
Electricity Rate19.2¢per kWh · EIA Residential OH
Census Population61,737Official resident count

Fair market rent & 30% rule in Athens County, OH

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,092Monthly market rent
Share of gross income23.4%Recommended max: 30%
Annual income needed$43,680To meet the 30% standard
Max affordable rent$1,400At 30% of $56,001
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Athens County, OH

Official FY2026 HUD Fair Market Rents for Athens County, OH. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Athens County, OH
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$902$10,824$36,08019.3%
1-Bedroom Apartment$907$10,884$36,28019.4%
2-Bedroom ApartmentBenchmark$1,092$13,104$43,68023.4%
3-Bedroom Home$1,338$16,056$53,52028.7%
4-Bedroom Home$1,491$17,892$59,64031.9%

See dedicated rental breakdown for Athens County, OH →

50/30/20 Living Budget in Athens County, OH

Based on the local median household income of $56,001/year ($4,667/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,333/moRent ($1,092 2-BR), utilities (~$173/mo), groceries, transit
Wants (30%)$1,400/moDiscretionary spending: dining, leisure, recreation at 92.8 RPP price level
Savings & Debt (20%)$933/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Ohio

Explore net income after federal income tax, FICA, and Ohio state income tax based on the local median baseline.

$56,001
$20,000$115,000
Filing status:
Gross salary breakdown$56,001
Net 82%
Fed 8%
OH 2%
FICA 8%
Annual take-home$46,080After all taxes
Monthly deposit$3,840Estimated per month
Biweekly paycheck$1,772Every 2 weeks (26/yr)
Effective tax rate17.7%Total tax burden
Federal income tax$4,540 / yr
Ohio state income tax$1,097 / yr
FICA (Social Security & Medicare)$4,284 / yr

Compare earnings and living costs across Ohio with official federal datasets:

Frequently Asked Questions About Living in Athens County, OH

What is the median household income in Athens County, OH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Athens County, OH is $56,001 per year (approximately $4,667 per month).

What is the average rent in Athens County, OH?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Athens County, OH are $902 for a studio, $907 for 1 bedroom, $1,092 for 2 bedrooms, $1,338 for 3 bedrooms, and $1,491 for 4 bedrooms.

How does the cost of living in Athens County, OH compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Athens County, OH is 92.8 (7.2% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Athens County, OH?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,092/month) in Athens County, OH requires a minimum gross household income of $43,680 per year ($3,640 per month).

What is a balanced 50/30/20 monthly budget in Athens County, OH?

For a typical household earning the median income of $56,001/year ($4,667/month) in Athens County, OH, a balanced 50/30/20 budget allocates $2,333/month to essential needs (rent, utilities, groceries), $1,400/month to discretionary spending, and $933/month to savings and debt repayment.

What are typical electricity and utility costs in Athens County, OH?

Residential electricity rates in Ohio average 19.2¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $173 per month.