Wisconsin · 2026 Federal Benchmarks

Cost of Living in Appleton, WI

The median household in Appleton, WI earns $80,483 a year ($6,707/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,236/month under HUD Fair Market Rents, requiring an annual income of at least $49,440 under the federal 30% housing rule, with overall consumer prices sitting 7.6% below the national baseline.

Key Economic Benchmarks

Median Household Income

$80,483$6,707 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,236HUD FY2026 Fair Market Rent
Price Parity (RPP)92.4-7.6% vs national baseline
Electricity Rate19.6¢per kWh · EIA Residential WI
Census Population75,023Official resident count

Fair market rent & 30% rule in Appleton, WI

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,236Monthly market rent
Share of gross income18.4%Recommended max: 30%
Annual income needed$49,440To meet the 30% standard
Max affordable rent$2,012At 30% of $80,483
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Appleton, WI

Official FY2026 HUD Fair Market Rents for Appleton, WI MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Appleton, WI
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$858$10,296$34,32012.8%
1-Bedroom Apartment$960$11,520$38,40014.3%
2-Bedroom ApartmentBenchmark$1,236$14,832$49,44018.4%
3-Bedroom Home$1,701$20,412$68,04025.4%
4-Bedroom Home$1,776$21,312$71,04026.5%

See dedicated rental breakdown for Appleton, WI →

50/30/20 Living Budget in Appleton, WI

Based on the local median household income of $80,483/year ($6,707/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,353/moRent ($1,236 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$2,012/moDiscretionary spending: dining, leisure, recreation at 92.4 RPP price level
Savings & Debt (20%)$1,341/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Wisconsin

Explore net income after federal income tax, FICA, and Wisconsin state income tax based on the local median baseline.

$80,483
$30,000$165,000
Filing status:
Gross salary breakdown$80,483
Net 77%
Fed 11%
WI 4%
FICA 8%
Annual take-home$62,181After all taxes
Monthly deposit$5,182Estimated per month
Biweekly paycheck$2,392Every 2 weeks (26/yr)
Effective tax rate22.7%Total tax burden
Federal income tax$8,876 / yr
Wisconsin state income tax$3,269 / yr
FICA (Social Security & Medicare)$6,157 / yr

Compare earnings and living costs across Wisconsin with official federal datasets:

Frequently Asked Questions About Living in Appleton, WI

What is the median household income in Appleton, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Appleton, WI is $80,483 per year (approximately $6,707 per month).

What is the average rent in Appleton, WI?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Appleton, WI are $858 for a studio, $960 for 1 bedroom, $1,236 for 2 bedrooms, $1,701 for 3 bedrooms, and $1,776 for 4 bedrooms.

How does the cost of living in Appleton, WI compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Appleton, WI is 92.4 (7.6% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Appleton, WI?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,236/month) in Appleton, WI requires a minimum gross household income of $49,440 per year ($4,120 per month).

What is a balanced 50/30/20 monthly budget in Appleton, WI?

For a typical household earning the median income of $80,483/year ($6,707/month) in Appleton, WI, a balanced 50/30/20 budget allocates $3,353/month to essential needs (rent, utilities, groceries), $2,012/month to discretionary spending, and $1,341/month to savings and debt repayment.

What are typical electricity and utility costs in Appleton, WI?

Residential electricity rates in Wisconsin average 19.6¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $176 per month.