South Carolina · 2026 Federal Benchmarks

Cost of Living in Aiken County, SC

The median household in Aiken County, SC earns $70,609 a year ($5,884/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,261/month under HUD Fair Market Rents, requiring an annual income of at least $50,440 under the federal 30% housing rule, with overall consumer prices sitting 8.1% below the national baseline.

Key Economic Benchmarks

Median Household Income

$70,609$5,884 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,261HUD FY2026 Fair Market Rent
Price Parity (RPP)91.9-8.1% vs national baseline
Electricity Rate15.6¢per kWh · EIA Residential SC
Census Population174,160Official resident count

Fair market rent & 30% rule in Aiken County, SC

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,261Monthly market rent
Share of gross income21.4%Recommended max: 30%
Annual income needed$50,440To meet the 30% standard
Max affordable rent$1,765At 30% of $70,609
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Aiken County, SC

Official FY2026 HUD Fair Market Rents for Augusta-Richmond County, GA-SC HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Aiken County, SC
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$939$11,268$37,56016%
1-Bedroom Apartment$1,114$13,368$44,56018.9%
2-Bedroom ApartmentBenchmark$1,261$15,132$50,44021.4%
3-Bedroom Home$1,627$19,524$65,08027.7%
4-Bedroom Home$1,984$23,808$79,36033.7%

See dedicated rental breakdown for Aiken County, SC →

50/30/20 Living Budget in Aiken County, SC

Based on the local median household income of $70,609/year ($5,884/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,942/moRent ($1,261 2-BR), utilities (~$140/mo), groceries, transit
Wants (30%)$1,765/moDiscretionary spending: dining, leisure, recreation at 91.9 RPP price level
Savings & Debt (20%)$1,177/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in South Carolina

Explore net income after federal income tax, FICA, and South Carolina state income tax based on the local median baseline.

$70,609
$25,000$145,000
Filing status:
Gross salary breakdown$70,609
Net 80%
Fed 9%
SC 3%
FICA 8%
Annual take-home$56,138After all taxes
Monthly deposit$4,678Estimated per month
Biweekly paycheck$2,159Every 2 weeks (26/yr)
Effective tax rate20.5%Total tax burden
Federal income tax$6,704 / yr
South Carolina state income tax$2,366 / yr
FICA (Social Security & Medicare)$5,402 / yr

Compare earnings and living costs across South Carolina with official federal datasets:

Frequently Asked Questions About Living in Aiken County, SC

What is the median household income in Aiken County, SC?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Aiken County, SC is $70,609 per year (approximately $5,884 per month).

What is the average rent in Aiken County, SC?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Aiken County, SC are $939 for a studio, $1,114 for 1 bedroom, $1,261 for 2 bedrooms, $1,627 for 3 bedrooms, and $1,984 for 4 bedrooms.

How does the cost of living in Aiken County, SC compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Aiken County, SC is 91.9 (8.1% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Aiken County, SC?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,261/month) in Aiken County, SC requires a minimum gross household income of $50,440 per year ($4,203 per month).

What is a balanced 50/30/20 monthly budget in Aiken County, SC?

For a typical household earning the median income of $70,609/year ($5,884/month) in Aiken County, SC, a balanced 50/30/20 budget allocates $2,942/month to essential needs (rent, utilities, groceries), $1,765/month to discretionary spending, and $1,177/month to savings and debt repayment.

What are typical electricity and utility costs in Aiken County, SC?

Residential electricity rates in South Carolina average 15.6¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $140 per month.