Key Economic Benchmarks
Median Household Income
$84,092$7,008 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Adams County, PA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Adams County, PA
Official FY2026 HUD Fair Market Rents for Gettysburg, PA MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,006 | $12,072 | $40,240 | 14.4% |
| 1-Bedroom Apartment | $1,099 | $13,188 | $43,960 | 15.7% |
| 2-Bedroom ApartmentBenchmark | $1,374 | $16,488 | $54,960 | 19.6% |
| 3-Bedroom Home | $1,834 | $22,008 | $73,360 | 26.2% |
| 4-Bedroom Home | $1,939 | $23,268 | $77,560 | 27.7% |
50/30/20 Living Budget in Adams County, PA
Based on the local median household income of $84,092/year ($7,008/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Pennsylvania
Explore net income after federal income tax, FICA, and Pennsylvania state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Pennsylvania with official federal datasets:
Frequently Asked Questions About Living in Adams County, PA
What is the median household income in Adams County, PA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Adams County, PA is $84,092 per year (approximately $7,008 per month).
What is the average rent in Adams County, PA?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Adams County, PA are $1,006 for a studio, $1,099 for 1 bedroom, $1,374 for 2 bedrooms, $1,834 for 3 bedrooms, and $1,939 for 4 bedrooms.
How does the cost of living in Adams County, PA compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Adams County, PA is 95.4 (4.6% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Adams County, PA?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,374/month) in Adams County, PA requires a minimum gross household income of $54,960 per year ($4,580 per month).
What is a balanced 50/30/20 monthly budget in Adams County, PA?
For a typical household earning the median income of $84,092/year ($7,008/month) in Adams County, PA, a balanced 50/30/20 budget allocates $3,504/month to essential needs (rent, utilities, groceries), $2,102/month to discretionary spending, and $1,402/month to savings and debt repayment.
What are typical electricity and utility costs in Adams County, PA?
Residential electricity rates in Pennsylvania average 21.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $196 per month.